| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N SUITE 1200 BIRMINGHAM, AL 352032775 | METLIFE | $122K | $95 | $122K | 13.13% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | P.O. BOX 2407 MOBILE, AL 366522407 | METLIFE | — | $28K | $28K | 2.97% |
| ERICK KUHNI3 | 80 NORTH 100 EAST PROVO, UT 84601 | SELECTHEALTH | $13K | — | $13K | 4.00% |
| MILLER & WADE INSURANCE AGENCY3 Filed as: MILLER & WADE GROUP INC | 1031 W. CENTER STREET, SUITE 302 OREM, UT 84057 | SELECTHEALTH | — | $714 | $714 | 0.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N SUITE 725 BIRMINGHAM, AL 35203 | HM LIFE INSURANCE COMPANY | $15K | — | $15K | 10.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 303393182 | HEALTHNET | $5K | — | $5K | 5.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA, INC | RSA BATTLE HOUSE TOWER 11 N WATER STREET STE 19290 MOBILE, AL 36602 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| BERNIE LOWE & ASSOCIATES INC3 Filed as: BERNIE LOWE & ASSOCIATES | 615 HORSESHOE DRIVE SUITE G GRINNELL, IA 501124711 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 2.52% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 303395946 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | $1 | $3K | 5.04% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N SUITE 1200 BIRMINGHAM, AL 35203 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA | 2101 6TH AVENUE N SUITE 725 BIRMINGHAM, AL 352032776 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | $4K | — | $4K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF NEW JERSEY INC | PO BOX 5002 SHORT HILLS, NJ 070785022 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | — | $966 | $966 | 2.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF NEW YORK INC | ONE WORLD FINANCIAL CENTER 200 LIBERTY STREET NEW YORK, NY 10281 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | — | $395 | $395 | 0.93% |
| JANICE KAY BEATY3 Filed as: JANICE BEATY | #3 BRAMLETTE PLACE LONGVIEW, TX 75601 | AFLAC | $2K | $37 | $2K | 7.77% |
| ADAM SCOTT3 | 352 ZAMBEZI LANE BULLARD, TX 75757 | AFLAC | $231 | $15 | $246 | 1.08% |
| KIMBERLY GERACI3 | 8701 FM 1448 WINNSBORO, TX 75494 | AFLAC | $139 | $37 | $176 | 0.77% |
| RONNIE WEBBER3 | 411 GREEN MEADOW TRAIL HOLLY LAKE RANCH, TX 75765 | AFLAC | $153 | — | $153 | 0.67% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT GUTHRIE | 14227 N 14TH STREET PHOENIX, AZ 85022 | AFLAC | $141 | — | $141 | 0.62% |
| BENEFITS AT WORK LLC3 Filed as: BENEFITS AT WORK, LLC | P.O. BOX 49909 AUSTIN, TX 78765 | AFLAC | $117 | $15 | $132 | 0.58% |
| WILLIAM HURLEY3 | 712 S. CHILTON AVENUE TYLER, TX 75701 | AFLAC | $111 | — | $111 | 0.49% |
| DEBBIE TOWNSEND3 | PO BOX 6881 TYLER, TX 75711 | AFLAC | $93 | — | $93 | 0.41% |
| DEBORAH LEE STANLEY3 Filed as: DEBORAH STANLEY | 3727 COLONY PARK DRIVE TYLER, TX 75701 | AFLAC | $82 | — | $82 | 0.36% |
| JEANNETTE FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $81 | — | $81 | 0.36% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $74 | — | $74 | 0.32% |
| GALYEAN INSURANCE AGENCY3 Filed as: GALYEAN INSURANCE AGENCY, INC. | P.O. BOX 797 SULPHUR SPRINGS, TX 75483 | AFLAC | $66 | — | $66 | 0.29% |
| CYNTHIA SMITH3 | 3017 JAN AVENUE TYLER, TX 75701 | AFLAC | $55 | — | $55 | 0.24% |
| SHAWN M GRAMMER3 Filed as: SHAWN GRAMMER | 8143 FM 1616 ATHENS, TX 75752 | AFLAC | $49 | — | $49 | 0.21% |
| LINDA STAGGS-LOPEZ3 | 3508 OMAR LANE PLANO, TX 75023 | AFLAC | $44 | — | $44 | 0.19% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $42 | — | $42 | 0.18% |
| JEREMIAH D SMITH3 Filed as: JEREMIAH SMITH | 6250 ROSEWOOD DRIVE APT. 2602 N. RICHLAND HILLS, TX 76180 | AFLAC | $26 | — | $26 | 0.11% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DRIVE KILLEN, AL 35645 | AFLAC | $25 | — | $25 | 0.11% |
| CYNTHIA VENTRESS3 | 13939 VINEHILL DRIVE SUGAR LAND, TX 77498 | AFLAC | $23 | — | $23 | 0.10% |
| MARTHA MCBRAYER3 | 208 ANN DRIVE MARSHALL, TX 75672 | AFLAC | $20 | — | $20 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CHARLOTTE WARFORD-BROWN | 1051 GOLF DRIVE BRANSON WEST, MO 65737 | AFLAC | $11 | — | $11 | 0.05% |
| SANDRA SHARPE3 | 406 W HILL STREET CARTHAGE, TX 75633 | AFLAC | $10 | — | $10 | 0.04% |
| LARRY D DENNY3 Filed as: LARRY MARONEY | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $9 | — | $9 | 0.04% |
| JAMES ROB BLAKEY3 Filed as: JAMES BLAKEY | 14234 SAVANNAH PASS SAN ANTONIO, TX 78216 | AFLAC | $9 | — | $9 | 0.04% |
| RONALD GRAVES3 | 3403 ELM KNOLL ST SAN ANTONIO, TX 78230 | AFLAC | $8 | — | $8 | 0.04% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER, INC. | 601 CRESENT BLVD #102 RIDGELAND, MS 39157 | AFLAC | $8 | — | $8 | 0.04% |
| TAMELA GALE WELLBORN3 Filed as: TAMELA WELLBORN | 117 OLIVER ST DOUGLASSVILLE, TX 75560 | AFLAC | $5 | — | $5 | 0.02% |
| ROY CHAVERS3 | 2401 BELMONT PLACE PLANO, TX 75023 | AFLAC | $5 | — | $5 | 0.02% |
| MICHAEL RUSHING3 | 21973 FM 15 TROUP, TX 75789 | AFLAC | $4 | — | $4 | 0.02% |
| POWELL A JOHNSON III3 Filed as: POWELL JOHNSON III | 9074 ELM TREE CIRCLE TYLER, TX 75703 | AFLAC | $4 | — | $4 | 0.02% |
| JARED N JONES3 Filed as: JARED JONES | 6907 RANCH FOREST DRIVE COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.02% |
| PERRY HALL3 | P.O. BOX 5107 TEXARKANA, TX 75505 | AFLAC | $3 | — | $3 | 0.01% |
| CHARLES HAMM3 | 9602 PHILMONT DR HOUSTON, TX 77080 | AFLAC | $2 | — | $2 | 0.01% |
| JOYCE MASON3 | 3791 DELOACH STREET PENSACOLA, FL 32514 | AFLAC | $2 | — | $2 | 0.01% |
| BRADLEY S JONES3 Filed as: BRADLEY JONES | 19 BRITISH AMERICAN BLVD WEST LATHAM, NY 12110 | AFLAC | $1 | — | $1 | 0.00% |
| RICHARD COLE JR.3 Filed as: RICHARD COLE, JR. | 2504 PECAN STREET TEXARKANA, AR 71854 | AFLAC | $1 | — | $1 | 0.00% |
| CAROLYN J LEE3 Filed as: CAROLYN LEE | 1412 MAIN STREET SUITE 504 TEXARKANA, TX 75501 | AFLAC | $1 | — | $1 | 0.00% |
| RICKY POLSER3 | 1210 COUNTY ROAD 4930 LEONARD, TX 75452 | AFLAC | $1 | — | $1 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $322 | $1K | 13.02% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | EYEMED VISION CARE | $336 | — | $336 | 14.84% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 400 GALLERIA PARKWAY #300 ATLANTA, GA 30339 | DENTAL HEALTH SERVICES OF CALIFORNIA | $107 | — | $107 | 9.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,849 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,849 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | SELECTHEALTH | 56 | $450K |
| Dental(7 contracts, 7 carriers) | DELTA DENTAL INSURANCE COMPANY | 216 | $359K |
| Vision(2 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 428 | $59K |
| Life insurance | METLIFE | 715 | $933K |
| Short-term disability | AFLAC | 28 | $23K |
| Long-term disability(2 contracts, 2 carriers) | METLIFE | 1,107 | $976K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 749 | $150K |
| Other(2 contracts, 2 carriers) | METLIFE | 1,039 | $941K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,107 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.