| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ERICK KUHNI3 | 80 NORTH 100 EAST PROVO, UT 84601 | SELECTHEALTH | $39K | — | $39K | 4.00% |
| PERRY FINANCIAL GROUP3 | 782 EAST 12400 SOUTH DRAPER, UT 84020 | SELECTHEALTH | — | $5K | $5K | 0.48% |
| MILLER & WADE INSURANCE AGENCY3 Filed as: MILLER & WADE GROUP INC | 1031 W. CENTER STREET, SUITE 302 OREM, UT 84057 | SELECTHEALTH | — | $707 | $707 | 0.07% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N SUITE 1200 BIRMINGHAM, AL 352032775 | METLIFE | $102K | — | $102K | 14.20% |
| ERICK KUHNI3 | 80 NORTH 100 EAST PROVO, UT 84601 | SELECTHEALTH | $11K | — | $11K | 3.72% |
| PERRY FINANCIAL GROUP DBA PFG INS3 Filed as: PERRY FINANCIAL GROUP, DBA PFG | 782 EAST 12400 SOUTH DRAPER, UT 84020 | SELECTHEALTH | — | $4K | $4K | 1.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N SUITE 1200 BIRMINGHAM, AL 35203 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | — | $20K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N SUITE 725 BIRMINGHAM, AL 35203 | HM LIFE INSURANCE COMPANY | $15K | — | $15K | 10.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 303393182 | HEALTHNET | $4K | — | $4K | 5.98% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 175 S SAN ANTONIO ROAD #101 LOS ALTOS, CA 940223748 | KAISER FOUNDATION HEALTH PLAN INC. | $3K | — | $3K | 5.39% |
| BERNIE LOWE & ASSOCIATES INC3 Filed as: BERNIE LOWE & ASSOCIATES | 1555 SE DELAWARE AVENUE, SUITE A ANKENY, IA 500214011 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $73 | $2K | 3.37% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA | 2101 6TH AVENUE N SUITE 725 BIRMINGHAM, AL 352032776 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | $4K | — | $4K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF NEW YORK INC | ONE WORLD FINANCIAL CENTER 200 LIBERTY STREET NEW YORK, NY 10281 | AMERITAS LIFE INSURANCE CORP. OF NEW YORK | — | $1K | $1K | 2.33% |
| JANICE KAY BEATY3 Filed as: JANICE BEATY | #3 BRAMLETTE PLACE LONGVIEW, TX 75601 | AFLAC | $1K | $127 | $1K | 7.37% |
| KIMBERLY GERACI3 | 8701 FM 1448 WINNSBORO, TX 75494 | AFLAC | $322 | — | $322 | 1.60% |
| BENEFITS AT WORK LLC3 Filed as: BENEFITS AT WORK, LLC | 712 S CHILTON AVENUE TYLER, TX 75701 | AFLAC | $168 | $25 | $193 | 0.96% |
| RONNIE WEBBER3 | 411 GREEN MEADOW TRAIL HOLLY LAKE RANCH, TX 75765 | AFLAC | $152 | $26 | $178 | 0.89% |
| ADAM SCOTT3 | 352 ZAMBEZI LANE BULLARD, TX 75757 | AFLAC | $143 | — | $143 | 0.71% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT GUTHRIE | 14227 N 14TH STREET PHOENIX, AZ 85022 | AFLAC | $138 | — | $138 | 0.69% |
| JEANNETTE FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $93 | — | $93 | 0.46% |
| DEBBIE TOWNSEND3 | PO BOX 6881 TYLER, TX 75711 | AFLAC | $85 | — | $85 | 0.42% |
| DEBORAH LEE STANLEY3 Filed as: DEBORAH STANLEY | 3727 COLONY PARK DRIVE TYLER, TX 75701 | AFLAC | $77 | — | $77 | 0.38% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $72 | — | $72 | 0.36% |
| GALYEAN INSURANCE AGENCY3 Filed as: GALYEAN INSURANCE AGENCY, INC. | P.O. BOX 797 SULPHUR SPRINGS, TX 75483 | AFLAC | $65 | — | $65 | 0.32% |
| LINDA STAGGS-LOPEZ3 | 3508 OMAR LANE PLANO, TX 75023 | AFLAC | $52 | — | $52 | 0.26% |
| SHAWN M GRAMMER3 Filed as: SHAWN GRAMMER | 8143 FM 1616 ATHENS, TX 75752 | AFLAC | $52 | — | $52 | 0.26% |
| CYNTHIA SMITH3 | 3017 JAN AVENUE TYLER, TX 75701 | AFLAC | $48 | — | $48 | 0.24% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $48 | — | $48 | 0.24% |
| CYNTHIA VENTRESS3 | 13939 VINEHILL DRIVE SUGARLAND, TX 77498 | AFLAC | $27 | — | $27 | 0.13% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 327 S WALNUT STREET FLORENCE, AL 35630 | AFLAC | $25 | — | $25 | 0.12% |
| MARTHA MCBRAYER3 | 208 ANN DRIVE MARSHALL, TX 75672 | AFLAC | $18 | — | $18 | 0.09% |
| RONALD GRAVES3 | 3403 ELM KNOLL ST SAN ANTONIO, TX 78230 | AFLAC | $14 | — | $14 | 0.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: CHARLOTTE WARFORD-BROWN | 1051 GOLF DRIVE BRANSON WEST, MO 65737 | AFLAC | $10 | — | $10 | 0.05% |
| SANDRA SHARPE3 | 406 W HILL STREET CARTHAGE, TX 75633 | AFLAC | $9 | — | $9 | 0.04% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER, INC. | 601 CRESENT BLVD #102 RIDGELAND, MS 39157 | AFLAC | $8 | — | $8 | 0.04% |
| BRADLEY S JONES3 Filed as: BRADLEY JONES | 19 BRITISH AMERICAN BLVD WEST LATHAM, NY 12110 | AFLAC | $5 | — | $5 | 0.02% |
| LARRY D DENNY3 Filed as: LARRY MARONEY | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $2 | $3 | $5 | 0.02% |
| JAMES ROB BLAKEY3 Filed as: JAMES BLAKEY | 14234 SAVANNAH PASS SAN ANTONIO, TX 78216 | AFLAC | $2 | $3 | $5 | 0.02% |
| TAMELA GALE WELLBORN3 Filed as: TAMELA WELLBORN | 117 OLIVER ST DOUGLASSVILLE, TX 75560 | AFLAC | $4 | — | $4 | 0.02% |
| ROY CHAVERS3 | 2401 BELMONT PLACE PLANO, TX 75023 | AFLAC | $4 | — | $4 | 0.02% |
| PERRY HALL3 | P.O. BOX 5107 TEXARKANA, TX 75505 | AFLAC | $3 | — | $3 | 0.01% |
| CHARLES HAMM3 | 9602 PHILMONT DR HOUSTON, TX 77080 | AFLAC | $2 | — | $2 | 0.01% |
| JOYCE MASON3 | 3791 DELOACH STREET PENSACOLA, FL 32514 | AFLAC | $2 | — | $2 | 0.01% |
| RICHARD COLE JR.3 Filed as: RICHARD COLE, JR. | 2504 PECAN STREET TEXARKANA, AR 71854 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL RUSHING3 | 21973 FM 15 TROUP, TX 75789 | AFLAC | $1 | — | $1 | 0.00% |
| POWELL A JOHNSON III3 Filed as: POWELL JOHNSON III | 9074 ELM TREE CIRCLE TYLER, TX 75703 | AFLAC | $1 | — | $1 | 0.00% |
| CAROLYN J LEE3 Filed as: CAROLYN LEE | 1412 MAIN STREET SUITE 504 TEXARKANA, TX 75501 | AFLAC | $1 | — | $1 | 0.00% |
| JARED N JONES3 Filed as: JARED JONES | 6907 RANCH FOREST DRIVE COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | EYEMED VISION CARE | $341 | — | $341 | 14.91% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 400 GALLERIA PARKWAY #300 ATLANTA, GA 30339 | DENTAL HEALTH SERVICES OF CALIFORNIA | $136 | — | $136 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,038 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,038 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | SELECTHEALTH | 61 | $1.3M |
| Dental(6 contracts, 6 carriers) | DELTA DENTAL INSURANCE COMPANY | 213 | $355K |
| Vision | EYEMED VISION CARE | 15 | $2K |
| Life insurance | METLIFE | 583 | $721K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,026 | $201K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 744 | $147K |
| Other(2 contracts, 2 carriers) | METLIFE | 583 | $741K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,026 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.