| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE WEST | 801 S. FIGUEROA ST. SUITE 800 LOS ANGELAS, CA 90017 | HARTFORD LIFE AND ACCIDENT | $21K | — | $21K | 1.76% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION ST. COLULMBIA, SC 29201 | UNUM INSURANCE COMPANY | $11K | — | $11K | 7.85% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 5 CONCOURSE PKWY NE 18TH FLOOR ATLANTA, GA 30328 | UNUM INSURANCE COMPANY | $11K | — | $11K | 7.85% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION ST. COLULMBIA, SC 29201 | UNUM INSURANCE COMPANY | $7K | — | $7K | 10.77% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 5 CONCOURSE PKWY NE 18TH FLOOR ATLANTA, GA 30328 | UNUM INSURANCE COMPANY | $5K | — | $5K | 8.04% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES, LLC | 3400 OVERTON PARK DR. 300 ATLANTA, GA 30339 | FEDERAL INSURANCE COMPANY | $6 | — | $6 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,292 | $1.2M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,292 | $1.2M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,292 | $1.2M |
| Other(4 contracts, 3 carriers) | UNUM INSURANCE COMPANY | 1,247 | $223K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.