| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 3318 W. FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | AETNA HEALTH, INC. | $37K | — | $37K | 4.23% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | AETNA HEALTH, INC. | $7K | — | $7K | 0.78% |
| MCGRIFF INSURANCE SERVICES INC3 | 3318 W. FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 7.17% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $1K | — | $1K | 1.22% |
| MCGRIFF INSURANCE SERVICES INC3 | 3201 BEECHLEAF CT SUITE 200 RALEIGH, NC 276041547 | MEDIEXCEL HEALTH PLAN | $433 | — | $433 | 3.84% |
| ARTHUR BEACOCK INSURANCE SERVICES3 | 22501 PAKFIELD MISSION VIEJO, CA 92692 | MEDIEXCEL HEALTH PLAN | $106 | — | $106 | 0.94% |
| MCGRIFF INSURANCE SERVICES INC3 | 130 THEORY ST #200 IRVINE, CA 92612 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $590 | — | $590 | 6.87% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $127 | — | $127 | 1.48% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES LLC | 130 THEORY STREET, SUITE 200 IRVINE, CA 926123063 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $71 | — | $71 | 0.83% |
| JULIE A. ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $70 | — | $70 | 0.82% |
| MCGRIFF INSURANCE SERVICES INC3 | 130 THEORY ST #200 IRVINE, CA 92612 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $401 | — | $401 | 6.89% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $85 | — | $85 | 1.46% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES LLC | 130 THEORY STREET SUITE 200 IRVINE, CA 926173065 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $49 | — | $49 | 0.84% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $47 | — | $47 | 0.81% |
| MCGRIFF INSURANCE SERVICES INC3 | 130 THEORY ST #200 IRVINE, CA 92612 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $379 | — | $379 | 6.60% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $99 | — | $99 | 1.72% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES LLC | 130 THEORY STREET SUITE 200 IRVINE, CA 926173065 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $50 | — | $50 | 0.87% |
| JULIE A. ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $47 | — | $47 | 0.82% |
| J&J KRENKLER INSURANCE SERVICES INC3 | 7084 SITIO FRONTERA CARLSBAD, CA 92009 | AFLAC | $179 | — | $179 | 4.60% |
| EVELYN FRAZIER3 | 2379 OLD RANCH RD ESCONDIDO, CA 92027 | AFLAC | $143 | — | $143 | 3.68% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE OF CA INC | 4480 WILLOW RD PLEASANTON, CA 94588 | AFLAC | $98 | — | $98 | 2.52% |
| NATHAN H FRAZIER3 | 994 PEARLEAF CT SAN MARCOS, CA 92078 | AFLAC | $74 | — | $74 | 1.90% |
| SUSAN C. HAMA3 Filed as: SUSAN C HAMA | 7778 PASEO LA JOLLA CARLSBAD, CA 92009 | AFLAC | $55 | — | $55 | 1.41% |
| JAMIE R WALLACE3 | 1 WILDGOOSE LN SAVANNAH, GA 31411 | AFLAC | $38 | — | $38 | 0.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | 4371 LATHAM ST STE 101 RIVERSIDE, CA 92501 | AFLAC | $29 | — | $29 | 0.75% |
| HUMBERTO CONTRERAS3 | PO BOX 2936 ESCONDIDO, CA 92033 | AFLAC | $27 | — | $27 | 0.69% |
| RMANN GROUP INC3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29577 | AFLAC | $25 | — | $25 | 0.64% |
| ROBERT C WAITE3 | 1277 BREAKAWAY DR OCEANSIDE, CA 92057 | AFLAC | $24 | — | $24 | 0.62% |
| DAVID A APFFEL3 | 244 WOODHAVEN DR COPLEY, OH 44321 | AFLAC | $24 | — | $24 | 0.62% |
| ANDREW R GRETHEL3 | 11739 HICKORY RUN CT LOVELAND, OH 45140 | AFLAC | $15 | — | $15 | 0.39% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | AFLAC | $3 | — | $3 | 0.08% |
| KRISTIN BEAN3 | 5058 HAWLEY BLVD SAN DIEGO, CA 92116 | AFLAC | $3 | — | $3 | 0.08% |
| KERSTIN J VANZANTEN3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $3 | — | $3 | 0.08% |
| JUSTIN ROBERT JOHNSON3 | 3640 SEAHORN CIR SAN DIEGO, CA 92130 | AFLAC | $761 | $9 | $770 | 20.54% |
| J&J KRENKLER INSURANCE SERVICES INC3 | 7084 SITIO FRONTERA CARLSBAD, CA 92009 | AFLAC | $750 | — | $750 | 20.01% |
| SUSAN C. HAMA3 Filed as: SUSAN C HAMA | 7778 PASEO LA JOLLA CARLSBAD, CA 92009 | AFLAC | $493 | $14 | $507 | 13.52% |
| EVELYN FRAZIER3 | 2379 OLD RANCH RD ESCONDIDO, CA 92027 | AFLAC | $290 | — | $290 | 7.74% |
| JAMIE R WALLACE3 | 1 WILDGOOSE LN SAVANNAH, GA 31411 | AFLAC | $249 | — | $249 | 6.64% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES OF CA | 2400 E KATELLA AVE STE 1100 ANAHEIM, CA 92806 | AFLAC | $206 | — | $206 | 5.49% |
| JULIE ANN ARTHUR BEACOCK3 Filed as: JULIE ARTHUR BEACOCK | 22501 PARKFIELD MISSION VIEGO, CA 92692 | AFLAC | $158 | — | $158 | 4.21% |
| CLAUDIA S. CHAMORRO3 Filed as: CLAUDIA S CHAMORRO | PO BOX 22481 SAN DIEGO, CA 92192 | AFLAC | $142 | — | $142 | 3.79% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE OF CA INC | 4480 WILLOW RD PLEASANTON, CA 94588 | AFLAC | $136 | — | $136 | 3.63% |
| CHRISTOPHER L KENNEDY3 | 2888 LOKER AVE E STE 210 CARLSBAD, CA 92010 | AFLAC | $108 | $5 | $113 | 3.01% |
| RMANN GROUP INC3 | 1518 BUCKINGHAM AVE MYRTLE BEACH, SC 29577 | AFLAC | $107 | — | $107 | 2.85% |
| AMY M REYES3 | 1881 E POINTE AVE CARLSBAD, CA 92008 | AFLAC | $80 | — | $80 | 2.13% |
| NATHAN H FRAZIER3 | 994 PEARLEAF CT SAN MARCOS, CA 92078 | AFLAC | $52 | — | $52 | 1.39% |
| ROBERT C WAITE3 | 1277 BREAKAWAY DR OCEANSIDE, CA 92057 | AFLAC | $47 | — | $47 | 1.25% |
| ANDREW R GRETHEL3 | 11739 HICKORY RUN CT LOVELAND, OH 45140 | AFLAC | $33 | — | $33 | 0.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | 4371 LATHAM ST STE 101 RIVERSIDE, CA 92501 | AFLAC | $27 | — | $27 | 0.72% |
| MICHAEL EDWARD REISNER3 | PO BOX 1833 SAN MARCOS, CA 92079 | AFLAC | $23 | — | $23 | 0.61% |
| NICHOLAS BRICE MARCUM3 | 9019 JOSHUA LN YUCCA VALLEY, CA 92284 | AFLAC | $11 | $9 | $20 | 0.53% |
| DAVID A APFFEL3 | 244 WOODHAVEN DR COPLEY, OH 44321 | AFLAC | $13 | — | $13 | 0.35% |
| JACQUELINE D CADIC3 | PO BOX 394 SAN MARCOS, CA 92079 | AFLAC | $12 | — | $12 | 0.32% |
| CHRISTOPHER L KENNEDY3 | 2888 LOKER AVE E STE 210 CARLSBAD, CA 92010 | AFLAC | $12 | — | $12 | 0.32% |
| KEVIN WAYNE FRAZIER3 | 8437 TUTTLE AVE PMB 256 SARASOTA, FL 34243 | AFLAC | $9 | — | $9 | 0.24% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $8 | — | $8 | 0.21% |
| PAULA E AINSWORTH3 | 9440 STRATTON DR APT 6220 FRISCO, TX 75035 | AFLAC | $5 | — | $5 | 0.13% |
| JAMES J GRETHEL3 | 865 CEDAR DR LOVELAND, OH 45140 | AFLAC | $5 | — | $5 | 0.13% |
| COLLEEN M LAPRADE3 | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $4 | — | $4 | 0.11% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $4 | — | $4 | 0.11% |
| KERSTIN J VANZANTEN3 | 40152 STOWE ROAD TEMECULA, CA 92591 | AFLAC | $4 | — | $4 | 0.11% |
| KRISTIN BEAN3 | 5058 HAWLEY BLVD SAN DIEGO, CA 92116 | AFLAC | $2 | — | $2 | 0.05% |
| KEVIN WAYNE FRAZIER3 | 1651 E 70TH ST PMB 236 SHREVEPORT, LA 71105 | AFLAC | $1 | — | $1 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 141 | $994K |
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 141 | $116K |
| Vision | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 141 | $116K |
| Life insurance(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $19K |
| Short-term disability(2 contracts) | AFLAC | 20 | $8K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $9K |
| Prescription drug(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 141 | $983K |
| Other(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.