| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 100 PINE STREET, 11TH FLOOR SAN FRANCISCO, CA 94111 | AETNA HEALTH, INC. | $12K | — | $12K | 1.75% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 9E RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | AETNA HEALTH, INC. | $11K | — | $11K | 1.69% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | AETNA HEALTH, INC. | $6K | — | $6K | 0.83% |
| FBP INSURANCE SERVICES3 | 130 THEORY, SUITE 200 IRVINE, CA 92617 | AETNA HEALTH, INC. | $4K | $1K | $6K | 0.83% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 1301 DOVE STREET, SUITE 200 NEWPORT BEACH, CA 92660 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.83% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | PRINCIPAL LIFE INSURANCE COMPANY | $685 | — | $685 | 1.24% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES INC. | 130 THEORY, SUITE 200 IRVINE, CA 92617 | PRINCIPAL LIFE INSURANCE COMPANY | $166 | — | $166 | 0.30% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 100 PINE STREET, 11TH FLOOR SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE CO. | $700 | — | $700 | 2.36% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 9E RIVER PARK PLACE EAST, SUITE 310 FRESNO, CA 93720 | AETNA LIFE INSURANCE CO. | $677 | — | $677 | 2.28% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | AETNA LIFE INSURANCE CO. | $339 | — | $339 | 1.14% |
| FBP INSURANCE SERVICES3 | 130 THEORY STREET, SUITE 200 IRVINE, CA 92617 | AETNA LIFE INSURANCE CO. | $137 | — | $137 | 0.46% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 200 S. WACKER DRIVE, SUITE 3030 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 6.64% |
| JULIE ANN ARTHUR BEACOCK3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | HARTFORD LIFE AND ACCIDENT | $656 | — | $656 | 2.50% |
| FBP INSURANCE SERVICES3 Filed as: FBP INSURANCE SERVICES INC. | 130 THEORY, SUITE 200 IRVINE, CA 92612 | HARTFORD LIFE AND ACCIDENT | $228 | $349 | $577 | 2.20% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | — | $218 | $218 | 0.83% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON, SUITE 14B CHICAGO, IL 60604 | HARTFORD LIFE AND ACCIDENT | — | $1 | $1 | 0.00% |
| VARIOUS - SEE ATTACHED3 | C/O AFLAC 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $3K | $156 | $4K | 24.06% |
| VARIOUS - SEE ATTACHED3 | C/O AFLAC 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $952 | $52 | $1K | 17.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 118 | $692K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 104 | $55K |
| Vision | AETNA LIFE INSURANCE CO. | 118 | $30K |
| Life insurance(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 124 | $47K |
| Short-term disability(2 contracts) | AFLAC | 22 | $21K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 124 | $26K |
| Prescription drug(2 contracts, 2 carriers) | AETNA HEALTH, INC. | 118 | $692K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 124 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.