| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 265 BROOKVIEW CENTRE WAY STE 505 KNOXVILLE, TN 37919 | HUMANA INSURANCE COMPANY | $70K | $3K | $73K | 3.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INSURANCE - SF | 1 BUSH ST 9TH FLOOR SAN FRANCISCO, CA 94104 | HUMANA INSURANCE COMPANY | — | $1K | $1K | 0.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 265 BROOKVIEW CENTRE WAY STE 505 KNOXVILLE, TN 37919 | DELTA DENTAL OF TENNESSEE | $24K | — | $24K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORROON OF KNOXVILLE | 29982 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $20K | — | $20K | 13.39% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORROON OF KNOXVILLE | 29982 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 10.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORROON OF KNOXVILLE | 29982 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 12.78% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 29982 NETWORK PLACE CHICAGO, IL 60673 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 265 BROOKVIEW CENTRE WAY SUITE 505 KNOXVILLE, TN 37919 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 13.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 435 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 444 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 332 | $2.4M |
| Dental | DELTA DENTAL OF TENNESSEE | 810 | $239K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 318 | $64K |
| Life insurance | STANDARD INSURANCE COMPANY | 435 | $90K |
| Short-term disability | STANDARD INSURANCE COMPANY | 400 | $149K |
| Long-term disability | STANDARD INSURANCE COMPANY | 435 | $90K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 435 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 810 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.