| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC | 265 BROOKVIEW CENTRE WAY STE 505 KNOXVILLE, TN 37919 | HUMANA INSURANCE COMPANY | $66K | $2K | $67K | 3.07% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GA INC | 1 GLENLAKE PKWY 11TH FL ATLANTA, GA 30328 | HUMANA INSURANCE COMPANY | — | $2K | $2K | 0.08% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SER OF CA-SAN FRANCISCO | 1 BUSH ST 9TH FLOOR SAN FRANCISCO, CA 94104 | HUMANA INSURANCE COMPANY | — | $1K | $1K | 0.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF WISCONSIN INC | 400 N EXECUTIVE DRIVE STE 300 BROOKFIELD, WI 53005 | HUMANA INSURANCE COMPANY | — | $319 | $319 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 265 BROOKVIEW CENTRE WAY STE 505 KNOXVILLE, TN 37919 | DELTA DENTAL OF TENNESSEE | $24K | — | $24K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORROON OF KNOXVILLE | 29982 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $13K | — | $13K | 15.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS CORROON OF KNOXVILLE | 29982 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 15.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC | PO BOX 30525 NASHVILLE, TN 37230 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 265 BROOKVIEW CENTRE WAY SUITE 505 KNOXVILLE, TN 37919 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 14.42% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INSURANCE SERVICES OF CA INC | 801 N BRAND BLVD STE 400 GLENDALE, CA 91203 | UNION SECURITY INSURANCE COMPANY | — | $353 | $353 | 1.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 420 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 440 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 302 | $2.2M |
| Dental | DELTA DENTAL OF TENNESSEE | 782 | $236K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 628 | $60K |
| Life insurance | STANDARD INSURANCE COMPANY | 420 | $73K |
| Long-term disability | STANDARD INSURANCE COMPANY | 420 | $88K |
| Other(3 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 420 | $184K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 782 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.