| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BELUE & ASSOCIATES3 | PO BOX 455 HARRISBURG, NC 28075 | CIGNA HEALTH AND LIFE INSURANCE CO | $21K | $112K | $133K | 2.25% |
| BELUE & ASSOCIATES3 | 7715 WINDSOR FOREST DR HARRISBURG, NC 28075 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $3K | $16K | 12.13% |
| BELUE & ASSOCIATES3 | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | $2K | $21K | 17.23% |
| BELUE & ASSOCIATES3 | PO BOX 455 HARRISBURG, NC 28075 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15K | — | $15K | 21.87% |
| CRAIG PLOCH5 Filed as: CRAIG H PLOCH | 1470 NORWICH RD WINSTON SALEM, NC 27127 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 3.56% |
| WORKSITE SOLUTIONS INC5 | PO BOX 327 GARNER, NC 27529 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 2.26% |
| BELUE & ASSOCIATES3 | 7715 WINDSOR FOREST DR HARRISBURG, NC 28072 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $2K | $9K | 13.55% |
| BELUE & ASSOCIATES3 | PO BOX 455 HARRISBURG, NC 28075 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12K | — | $12K | 18.42% |
| CRAIG PLOCH5 Filed as: CRAIG H PLOCH | 1470 NORWICH RD WINSTON SALEM, NC 27127 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 1.74% |
| THE WORKSITE GROUP LLC5 Filed as: WORKSITE SERVICES, INC | PO BOX 327 GARNER, NC 27529 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $754 | — | $754 | 1.11% |
| BELUE & ASSOCIATES3 | PO BOX 455 HARRISBURG, NC 28075 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13K | — | $13K | 21.72% |
| CRAIG PLOCH5 Filed as: CRAIG H PLOCH | 1470 NORWICH RD WINSTON SALEM, NC 27529 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $915 | — | $915 | 1.52% |
| THE WORKSITE GROUP LLC5 Filed as: WORKSITE SERVICES, INC | PO BOX 327 GARNER, NC 28075 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $598 | — | $598 | 0.99% |
| BENEFIT CONTROLS OF THE TRIAD, INC.5 Filed as: THE BENEFIT CONTROLS OF TRIAD | C/O CARL W SHARPE PO BOX 7471 HIGH POINT, NC 27264 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| SHANNON REDDICK5 Filed as: SHANNON A REDDICK | 318 LIBERTY RD HIGH POINT, NC 27263 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| BENEFIT CONTROLS OF THE MIDLANDS5 Filed as: BENEFIT CONTROLS OF SC INC | PO BOX 6608 GREENVILLE, SC 29606 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BELUE & ASSOCIATES3 | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $1K | $6K | 12.15% |
| BELUE & ASSOCIATES3 | PO BOX 455 HARRISBURG, NC 28075 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 19.37% |
| CRAIG PLOCH5 Filed as: CRAIG H PLOCH | 1470 NORWICH RD WINSTON SALEM, NC 27127 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $450 | — | $450 | 1.56% |
| THE WORKSITE GROUP LLC5 Filed as: WORKSITE SERVICES INC | PO BOX 327 GARNER, NC 27529 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $290 | — | $290 | 1.00% |
| BELUE & ASSOCIATES3 | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $225 | $2K | 19.13% |
| BELUE & ASSOCIATES3 | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $590 | $127 | $717 | 12.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 537 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 537 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE CO | 481 | $5.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE CO | 481 | $5.9M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE CO | 481 | $5.9M |
| Life insurance(5 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 516 | $258K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 516 | $134K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 516 | $69K |
| Other(3 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 263 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.