| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | COVENTRY HEALTH CARE OF THE CAROLINAS | $50K | — | $50K | 2.00% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | HEALTHAMERICA OF PENNSYLVANIA, INC. | $37K | — | $37K | 3.00% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28078 | SUN LIFE ASSURANCE COMPANY OF CANADA | $52K | — | $52K | 14.63% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28075 | AETNA LIFE INSURANCE COMPANY | $25K | — | $25K | 8.94% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST DR HARRISBURG, NC 28075 | COVENTRY HEALTH AND LIFE | $7K | — | $7K | 3.00% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28078 | ALLSTATE, AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16K | — | $16K | 21.38% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28078 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 9.88% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28078 | ALLSTATE, AMERICAN HERITAGE LIFE INSURANCE COMPANY | $811 | — | $811 | 14.06% |
| BELUE & ASSOCIATES Filed as: BELUE & ASSOCIATES, LLC | 7715 WINDSOR FOREST PL HARRISBURG, NC 28078 | THE HARTFORD | $2K | — | $2K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,010 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,010 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | COVENTRY HEALTH CARE OF THE CAROLINAS | 577 | $4.1M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,010 | $282K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 903 | $34K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 518 | $357K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 518 | $357K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 518 | $357K |
| Other | THE HARTFORD | 20 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,010 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.