| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: DOUGLAS ROGERS | 384 COOL SPRINGS BLVD SUITE A FRANKLIN, TN 37067 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $32K | — | $32K | 5.39% |
| ROBERT A LEVY3 Filed as: ROBERT LEVY | 1600 DIVISION STREET SUITE 420 NASHVILLE, TN 37203 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $1K | — | $1K | 0.20% |
| WALTER SCOTT MANNING3 | 421 CHELSEY COVE FRANKLIN, TN 37064 | AFLAC | $3K | $595 | $4K | 6.99% |
| COMPENSATION & BENEFIT CONSULTANTS3 | 100 N MAIN ST STE N GOODLETTSVILLE, TN 37072 | AFLAC | $1K | — | $1K | 2.34% |
| THOMAS M WILLIAMSON3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $1K | $139 | $1K | 2.15% |
| ALAN W FOSTER3 | 716 FRENCH RIVER RD NOLENSVILLE, TN 37135 | AFLAC | $402 | $139 | $541 | 1.01% |
| DAVID S BIVINS3 Filed as: DAVID S BLIVINS | PO BOX 309 HENDERSONVILLE, TN 37077 | AFLAC | $474 | — | $474 | 0.88% |
| INSURANCE BENEFITS ASSOC INC3 | 348 COOL SPRINGS BLVD STE A FRANKLIN, TN 37067 | AFLAC | $411 | — | $411 | 0.77% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $236 | — | $236 | 0.44% |
| JAMES C FARMER JR3 Filed as: JAMES C FARMER | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $168 | — | $168 | 0.31% |
| KELSEY DAVID EVERT3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $145 | — | $145 | 0.27% |
| STEVEN ANDREW MODLIN3 | 312 FOUNTAIN HEAD RD PORTLAND, TN 37148 | AFLAC | $68 | — | $68 | 0.13% |
| BRETT J HILTON3 | 4892 W TOPCREST DR SOUTH JORDAN, UT 84009 | AFLAC | $60 | — | $60 | 0.11% |
| HERSCHEL WAYNE HOLT3 | 221 SPY GLASS WAY HENDERSONVILLE, TN 37075 | AFLAC | $49 | — | $49 | 0.09% |
| ROBERT L GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | AFLAC | $42 | — | $42 | 0.08% |
| MITCHELL MCCHURCH3 | 1320 NORTHLYNN DR LEBANON, TN 37087 | AFLAC | $23 | — | $23 | 0.04% |
| NOLAN DOYLE MCCUE3 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $18 | — | $18 | 0.03% |
| DENISE P EARLYWINE3 | 2234 FRANKLIN PIKE LEWISBURG, TN 37091 | AFLAC | $12 | — | $12 | 0.02% |
| NORMAN LANE3 | 945 PLATEAU PKWY NASHVILLE, TN 37205 | AFLAC | $12 | — | $12 | 0.02% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $10 | — | $10 | 0.02% |
| KANDI M MCINTYRE3 | 2000 MALLORY LN STE 130-378 FRANKLIN, TN 37067 | AFLAC | $6 | — | $6 | 0.01% |
| PAMELA W EZZELL3 | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $4 | — | $4 | 0.01% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $2 | — | $2 | 0.00% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $1 | — | $1 | 0.00% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $1 | — | $1 | 0.00% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STARMOUNT LIFE INSURANCE COMPANY | $4K | $2K | $6K | 13.70% |
| INSURANCE BENEFITS ASSOCIATES INC.3 Filed as: INSURANCE BENEFITS ASSOCIATES | 348 COOL SPRINGS BLVD STE A FRANKLIN, TN 37067 | STARMOUNT LIFE INSURANCE COMPANY | $665 | — | $665 | 11.76% |
| WALTER SCOTT MANNING3 Filed as: WALTER S MANNING | 421 CHELSEY COVE FRANKLIN, TN 37064 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 3.68% |
| KELSEY DAVID EVERT3 Filed as: KELSEY D EVERT | 2055 N MOUNT JULIET ROAD STE 201 MOUNT JULIET, TN 37122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 1.38% |
| COMPENSATION & BENEFIT CONSULTANTS3 | 1064 GADWELL CIRCLE HENDERSONVILLE, TN 37075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 1.28% |
| JAMES C FARMER JR3 | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 98 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 98 | $589K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 83 | $44K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 76 | $6K |
| Other(2 contracts, 2 carriers) | AFLAC | 64 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 98 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.