| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: DOUGLAS ROGERS | 384 COOL SPRINGS BLVD SUITE A FRANKLIN, TN 37067 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $17K | — | $17K | 3.37% |
| ROBERT A LEVY3 Filed as: ROBERT LEVY | 1600 DIVISION STREET SUITE 420 NASHVILLE, TN 37203 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $13K | — | $13K | 2.55% |
| DOUGLAS DANO3 | 109 N MAIN STREET SUITE N GOODLETTSVILLE, TN 37072 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $4K | — | $4K | 0.78% |
| WALTER SCOTT MANNING3 | 421 CHELSEY COVE FRANKLIN, TN 37064 | AFLAC | $6K | $891 | $7K | 12.07% |
| COMPENSATION & BENEFIT CONSULTANTS3 | 100 N MAIN ST STE N GOODLETTSVILLE, TN 37072 | AFLAC | $3K | — | $3K | 4.76% |
| ALAN W FOSTER3 | 716 FRENCH RIVER RD NOLENSVILLE, TN 37135 | AFLAC | $1K | $42 | $1K | 2.33% |
| THOMAS M WILLIAMSON3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $1K | $42 | $1K | 2.06% |
| DAVID S BIVINS3 Filed as: DAVID S BLIVINS | PO BOX 309 HENDERSONVILLE, TN 37077 | AFLAC | $775 | $49 | $824 | 1.51% |
| JAMES C FARMER JR3 | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $258 | $10 | $268 | 0.49% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $266 | — | $266 | 0.49% |
| KELSEY DAVID EVERT3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $221 | $32 | $253 | 0.46% |
| BRETT J HILTON3 | 4892 W TOPCREST DR SOUTH JORDAN, UT 84009 | AFLAC | $68 | — | $68 | 0.12% |
| MITCHELL MCCHURCH3 | 1320 NORTHLYNN DR LEBANON, TN 37087 | AFLAC | $42 | $23 | $65 | 0.12% |
| HERSCHEL WAYNE HOLT3 | 221 SPY GLASS WAY HENDERSONVILLE, TN 37075 | AFLAC | $56 | — | $56 | 0.10% |
| ROBERT L GOBLE3 | 250 34TH AVE NE HICKORY, NC 28601 | AFLAC | $52 | — | $52 | 0.10% |
| NOLAN DOYLE MCCUE3 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $15 | — | $15 | 0.03% |
| DENISE P EARLYWINE3 | 2234 FRANKLIN PIKE LEWISBURG, TN 37091 | AFLAC | $15 | — | $15 | 0.03% |
| NORMAN LANE3 | 945 PLATEAU PKWY NASHVILLE, TN 37205 | AFLAC | $13 | — | $13 | 0.02% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $11 | — | $11 | 0.02% |
| KANDI M MCINTYRE3 | 2000 MALLORY LANE STE 130-378 FRANKLIN, TN 37067 | AFLAC | $7 | — | $7 | 0.01% |
| PAMELA W EZZELL3 | 2947 CHERRYBARK CT HERMITAGE, TN 37076 | AFLAC | $5 | — | $5 | 0.01% |
| VBTN, INC3 Filed as: VBTN, INC. | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.00% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $1 | — | $1 | 0.00% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $1 | — | $1 | 0.00% |
| JOANNA G MATHERLY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STARMOUNT LIFE INSURANCE COMPANY | $5K | $2K | $7K | 15.00% |
| WALTER SCOTT MANNING3 Filed as: WALTER S MANNING | 421 CHELSEY COVE FRANKLIN, TN 37064 | CONTINENTAL AMERICAN INSURANCE COMPANY | $210 | — | $210 | 2.74% |
| KELSEY DAVID EVERT3 Filed as: KELSEY D EVERT | 2055 N MOUNT JULIET ROAD STE 201 MOUNT JULIET, TN 37122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | 0.99% |
| COMPENSATION & BENEFIT CONSULTANTS3 | 1064 GADWELL CIRCLE HENDERSONVILLE, TN 37075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | 0.96% |
| JAMES C FARMER JR3 | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | — | $34 | 0.44% |
| INSURANCE BENEFITS ASSOCIATES INC.3 Filed as: INSURANCE BENEFITS ASSOCIATES | 348 COOL SPRINGS BLVD STE A FRANKLIN, TN 37067 | STARMOUNT LIFE INSURANCE COMPANY | $709 | — | $709 | 11.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 105 | $515K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 85 | $46K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 78 | $6K |
| Other(2 contracts, 2 carriers) | AFLAC | 65 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 105 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.