| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDWIN W BARNETT3 Filed as: EDWIN W. BARNETT | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 38119 | HARTFORD LIFE AND ACCIDENT | $93K | — | $93K | 10.65% |
| BARNETT BENEFITS LLC3 Filed as: BARNETT CORPORATE INSURERES | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 38119 | HARTFORD LIFE AND ACCIDENT | — | $11K | $11K | 1.21% |
| EDWIN W BARNETT3 Filed as: EDWIN W. BARNETT | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 38119 | DELTA DENTAL OF TENNESSEE | $29K | — | $29K | 10.00% |
| BAKER BIRDWELL LLC3 | 5200 MARYLAND WAY STE 302 BRENTWOOD, TN 370275072 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 9.81% |
| EDWIN W BARNETT3 Filed as: EDWIN W. BARNETT | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 381199171 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 9.79% |
| LIPSCOMP & PITTS INSURANCE LLC3 | 2670 UNION AVENUE EXT STE 100 MEMPHIS, TN 381124416 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 3.07% |
| BARNETT BENEFITS LLC3 Filed as: THE BARNETT GROUP | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 381199171 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.53% |
| PRODUCERS CONNECTION LLC3 | PO BOX 2556 CORDOVA, TN 380882556 | METROPOLITAN LIFE INSURANCE COMPANY | $92 | — | $92 | 0.07% |
| EDWIN W BARNETT3 Filed as: EDWIN W. BARNETT | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 38119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29K | — | $29K | 24.19% |
| TIMOTHY J REED Filed as: TIMOTHY S INGRAM | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 33819 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 6.66% |
| TAMI S GILL3 | 53 MICHELLE COVE BRIGHTON, TN 38011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.25% |
| BRADY A LEE3 | 5090 BRIARWIND ST ARLINGTON, TN 38002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $508 | — | $508 | 0.43% |
| WILLIAM T GANT3 | 117 HILLSONG LN BRIGHTON, TN 38011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $498 | — | $498 | 0.42% |
| KATHERINE B MARCUM3 | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 38119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $356 | — | $356 | 0.30% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DRIVE NORWALK, IA 50211 | CONTINENTAL AMERICAN INSURANCE COMPANY | $160 | — | $160 | 0.14% |
| QUINTON J MILES3 | 130 N. SHELMO RE BLVD MT. PLEASANT, SC 29464 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.11% |
| JAY S OLEARY3 Filed as: JAY S O'LEARY | 301 MALLORY STATION RD STE 100 FRANKLIN, TN 37067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $80 | — | $80 | 0.07% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.03% |
| JOANNA G MATHERLY Filed as: JOANNA G PEOPLE | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.03% |
| JAMES D DUDLEY3 | 3061 EDGEWOOD CT COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| BARNETT BENEFITS LLC3 Filed as: BARNETT CORPORATE INSURERES | 7906 PLAYERS FOREST DR STE 1 MEMPHIS, TN 381199173 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $250 | $7K | 14.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 446 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 449 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 369 | $52K |
| Dental | DELTA DENTAL OF TENNESSEE | 936 | $292K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 479 | $873K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 479 | $873K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 479 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 936 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.