| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDWIN W BARNETT3 | 7906 PLAYERS FOREST DR, STE 1 MEMPHIS, TN 38119 | HARTFORD LIFE AND ACCIDENT | $82K | — | $82K | 10.07% |
| EDWIN W BARNETT3 | 7906 PLAYERS FOREST DR, STE 1 MEMPHIS, TN 38119 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | — | $24K | $24K | 8.39% |
| EDWIN W BARNETT3 | 7906 PLAYERS FOREST DR, STE 1 MEMPHIS, TN 381199171 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | — | $19K | 16.24% |
| BAKER BIRDWELL LLC3 | 5200 MARYLAND WAY, SUITE 302 BRENTWOOD, TN 370275072 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 11.03% |
| LIPSCOMB & PITTS INSURANCE LLC3 | 2670 UNION AVENUE EXT, SUITE 100 MEMPHIS, TN 381124416 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 5.61% |
| BARNETT BENEFITS LLC3 Filed as: THE BARNETT GROUP | 7906 PLAYERS FOREST DR MEMPHIS, TN 381199171 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 3.05% |
| PRODUCERS CONNECTION LLC3 | PO BOX 2556 CORDOVA, TN 380882556 | METROPOLITAN LIFE INSURANCE COMPANY | $277 | — | $277 | 0.24% |
| EDWIN W BARNETT3 | 7906 PLAYERS FOREST DR SUITE 1 MEMPHIS, TN 38119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | — | $17K | 16.79% |
| KATHERINE B MARCUM3 | 1355 BLYNNFIELD #259 MEMPHIS, TN 38119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 3.65% |
| BRADY A LEE3 | 5090 BRIARWIND ST ARLINGTON, TN 38002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.71% |
| TAMI S GILL3 | 53 MICHELLE COVE BRIGHTON, TN 38011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.12% |
| TIMOTHY INGRAM3 | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 33819 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.46% |
| HOWARD EATON3 | 429 SPRUCE GLEN DR CORDOVA, TN 38018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $363 | — | $363 | 0.36% |
| QUINTON J MILES3 | PO BOX 17163 MEMPHIS, TN 38187 | CONTINENTAL AMERICAN INSURANCE COMPANY | $171 | — | $171 | 0.17% |
| JAY S OLEARY3 Filed as: JAY S O'LEARY | 301 MALLORY STATION RD STE. 100 FRANKLIN, TN 37067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104 | — | $104 | 0.10% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | CONTINENTAL AMERICAN INSURANCE COMPANY | $52 | — | $52 | 0.05% |
| JOANNA G MATHERLY3 Filed as: JOANNA G PEOPLE | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.05% |
| JAMES D DUDLEY3 | 3061 EDGEWOOD CT COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 451 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 454 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 908 | $280K |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 908 | $280K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,220 | $811K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,220 | $811K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,220 | $811K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 1,220 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.