| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CURTIS E SHOEMAKER JR3 Filed as: CURTIS E. SHOEMAKER, JR. | 9041 EXECUTIVE PARK DR. STE. 128 KNOXVILLE, TN 37923 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $59K | $59K | 5.26% |
| CURTIS SHOEMAKER3 | 1324 DOWELL SPRINGS BLVD. KNOXVILLE, TN 37909 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $3K | $3K | 0.27% |
| DARREL A SUMNER3 Filed as: DARREL SUMNER | 830 CRESCENT CENTRE DR. STE. 450 FRANKLIN, TN 370677288 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 4.25% |
| NEW ENGLAND EMPLOYEE BENEFITS CO3 Filed as: METLIFE FINANCIAL/METLIFE | SECURITES, INC. 1095 AVENUE OF THE AMERICAS NEW YORK, NY 100366797 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 3.72% |
| CURTIS SHOEMAKER3 | 300 DAVIDSON AVE. SOMERSET, NJ 088734175 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 2.68% |
| JAMES CUNNINGHAM3 | 1324 DOWELL SPRINGS BLVD. KNOXVILLE, TN 379092453 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 2.57% |
| FREDERICK C SCHAEFFER3 Filed as: FREDERICK SCHAEFFER | 795 RIDGE LAKE BLVD. MEMPHIS, TN 381209475 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 1.68% |
| MICHAEL CUNNINGHAM3 | 9729 COGDILL RD. STE. 111 KNOXVILLE, TN 37932 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $4K | — | $4K | 4.64% |
| C. E. SHOEMAKER, JR.3 | 9041 EXECUTIVE PARK DR. STE. 128 KNOXVILLE, TN 37923 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $3K | — | $3K | 3.43% |
| C. E. SHOEMAKER, JR.3 | 9041 EXECUTIVE PARK DR. STE. 128 KNOXVILLE, TN 37923 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $2K | — | $2K | 2.47% |
| MICHAEL CUNNINGHAM3 | 9729 COGDILL RD. STE. 111 KNOXVILLE, TN 37932 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $2K | — | $2K | 2.47% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES M. CUNNINGHAM | 9729 COGDILL RD. KNOXVILLE, TN 37932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $228 | — | $228 | 4.85% |
| MARY DAUGHERTY3 | 742 WHITESBURG DRIVE KNOXVILLE, TN 37918 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $92 | $13 | $105 | 2.23% |
| CURTIS E SHOEMAKER JR3 Filed as: CURTIS E. SHOEMAKER, JR. | 1324 DOWELL SPRINGS BLVD. KNOXVILLE, TN 37909 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $98 | — | $98 | 2.09% |
| JOSEPH M TAMER3 Filed as: JOSEPH M. TAMER | 6500 PAPERMILL DR. KNOXVILLE, TN 37919 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | $20 | $87 | 1.85% |
| JULIA MICHELLE TAMER3 | 6500 PAPERMILL RD. SUITE 106 KNOXVILLE, TN 37919 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | $4 | $34 | 0.72% |
| DEBORAH PADGETT GREENWELL3 | 429 ASHLEY AVE. PIGEON FORGE, TN 37863 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.28% |
| MARK HOLLAND3 | PO BOX 38366 GERMANTOWN, TN 38183 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 267 | $1.1M |
| Dental | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 261 | $87K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 316 | $161K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 316 | $166K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.