Welfare broker

FREDERICK C SCHAEFFER

Mailing address (most recent filing)

949 S. SHADY GROVE RD. STE 300

MEMPHIS, TN 381204118

Carrier mix

Where FREDERICK C SCHAEFFER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$186K	25.0%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.3M	25.0%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$26K	25.0%
BLUE CROSS OF CALIFORNIA	1	$266K	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TN	4	$1.7M	0.2%	64.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of FREDERICK C SCHAEFFER's plans by broker comp / premium ratio. Median 9.25% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of FREDERICK C SCHAEFFER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where FREDERICK C SCHAEFFER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JIM KERAS AUTOMOTIVE GROUP, INC. JIM KERAS AUTOMOTIVE GROUP, INC. HEALTH & WELFARE BENEFITS PLAN	TN	$1.3M	$71K	UNITEDHEALTHCARE INSURANCE COMPANY
WEST TENNESSEE FAMILY SOLUTIONS WEST TENNESSEE FAMILY SOLUTIONS WELFARE BENEFITS PLAN	TN	$266K	$23K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.
LEHMAN-ROBERTS COMPANY LEHMAN-ROBERTS COMPANY WELFARE BENEFITS PLAN	TN	$186K	$18K	UNUM LIFE INSURANCE COMPANY OF AMERICA
AVE MARIA HOME AVE MARIA HOME, ACCIDENT, TERM LIFE	TN	$26K	$15K	GUARDIAN