| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $85K | — | $85K | 2.78% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $56K | $56K | 1.85% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $23K | $23K | 1.85% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $35K | — | $35K | 4.19% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $14K | $14K | 1.68% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 4.27% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 1.71% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- | LOCKTON-DUNNING SERIES DEPT 3042 PO BOX 123042 DALLAS, TX 75312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 3.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 2.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC-CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 1.84% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | -$17K | $4K | -$13K | -7.68% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 4.20% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 1.68% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 4.34% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $646 | $646 | 1.73% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $73 | $73 | 2.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $56 | — | $56 | 2.99% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $38 | $38 | 2.03% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $61 | — | $61 | 4.57% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $24 | $24 | 1.80% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $27 | $27 | 2.03% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 75312 | FIRST UNUM LIFE INSURANCE COMPANY | $54 | — | $54 | 6.55% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC - CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $33 | $33 | 4.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | 525 W MONROE ST STE 600 CHICAGO, IL 60661 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $23 | $23 | 4.50% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | FIRST UNUM LIFE INSURANCE COMPANY | $14 | — | $14 | 3.05% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $9 | $9 | 1.96% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEP 3042 PO BOX 123042 DALLAS, TX 75312 | FIRST UNUM LIFE INSURANCE COMPANY | $27 | — | $27 | 6.25% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $8 | $8 | 1.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,018 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 136 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 10,852 | $1.9M |
| Life insurance(5 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 9,831 | $5.7M |
| Short-term disability(5 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 615 | $350K |
| Long-term disability(9 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 9,831 | $6.5M |
| Other(10 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 16,145 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.