| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $62K | $62K | 2.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $55K | — | $55K | 2.16% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $26K | $26K | 2.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $23K | — | $23K | 3.80% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $12K | $12K | 2.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 2.41% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- | LOCKTON-DUNNING SERIES DEPT 3042 PO BOX 123042 DALLAS, TX 75312 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 2.16% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 3.47% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 2.49% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC-CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $5K | $5K | 2.45% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 3.67% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 2.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $6K | $22K | 20.18% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $978 | — | $978 | 3.57% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $650 | $650 | 2.37% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $118 | $118 | 2.77% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $34 | $34 | 2.48% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30 | — | $30 | 2.18% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $32 | — | $32 | 3.67% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $17 | $17 | 1.95% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $21 | $21 | 2.60% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $6 | $6 | 2.11% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- LOCKT | DEPT 3042 PO BOX 123042 DALLAS, TX 753123042 | FIRST UNUM LIFE INSURANCE COMPANY | $6 | — | $6 | 2.11% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC- CHICA | C/O BANK OF AMERICA 15939 COLLECTIONS CENTER DR CHICAGO, IL 60693 | FIRST UNUM LIFE INSURANCE COMPANY | — | $5 | $5 | 2.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,785 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 171 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,956 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ILLINOIS | 12,219 | $302K |
| Vision | VISION SERVICE PLAN | 11,164 | $1.9M |
| Life insurance(5 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10,226 | $4.7M |
| Short-term disability(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 662 | $314K |
| Long-term disability(8 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10,226 | $5.0M |
| Other(10 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 16,121 | $5.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.