| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUECROSS BLUESHIELD | 2110 FAIR PARK BLVD, STE 1 JONESBORO, AR 72401 | BLUE CROSS BLUE SHIELD | $0 | $276K | $276K | 12.47% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUECROSS BLUESHIELD | P.O. BOX 2181 LITTLE ROCK, AR 72201 | BLUE CROSS BLUE SHIELD | — | $21K | $21K | 11.91% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | USABLE LIFE | $11K | — | $11K | 15.00% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $390 | — | $390 | 0.55% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $78 | — | $78 | 0.11% |
| DUSTIN PRICE3 | 2233 SISTINE CHAPEL CIR JONESBORO, AR 724047960 | VISION SERVICE PLAN | $3K | — | $3K | 8.06% |
| GROUP SERVICE UNDERWRITERS INC3 | P.O. BOX 2181 LITTLE ROCK, AR 72222 | VISION SERVICE PLAN | $685 | — | $685 | 2.01% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | USABLE LIFE | $4K | $506 | $4K | 16.91% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $1K | — | $1K | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $265 | — | $265 | 1.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $0 | $149 | $149 | 0.56% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72201 | USABLE LIFE | $0 | $14 | $14 | 0.05% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | USABLE LIFE | $1K | $288 | $2K | 18.22% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $448 | — | $448 | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $90 | — | $90 | 1.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $0 | $85 | $85 | 0.95% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $0 | $13 | $13 | 0.15% |
| ACRISURE LLC3 Filed as: ACRISURE DBA INSOURCE | 123 S BROAD ST STE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $476 | — | $476 | 8.35% |
| DUSTIN PRICE3 | 2233 SISTINE CHAPEL CIR JONESBORO, AR 72404 | USABLE LIFE | $135 | — | $135 | 2.37% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | -$14 | $31 | $17 | 0.30% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | USABLE LIFE | $686 | $71 | $757 | 16.54% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $229 | — | $229 | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $46 | — | $46 | 1.01% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $0 | $21 | $21 | 0.46% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $0 | $1 | $1 | 0.02% |
| ACRISURE LLC3 Filed as: ACRISURE DBA INSOURCE | 123 S BROAD ST STE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $253 | — | $253 | 7.87% |
| DUSTIN PRICE3 | 2233 SISTINE CHAPEL CIR JONESBORO, AR 72404 | USABLE LIFE | $69 | — | $69 | 2.15% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | -$6 | — | -$6 | -0.19% |
| ACRISURE LLC3 Filed as: ACRISURE DBA INSOURCE | 123 S BROAD ST STE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $252 | — | $252 | 8.05% |
| DUSTIN PRICE3 | 2233 SISTINE CHAPEL CIR JONESBORO, AR 72404 | USABLE LIFE | $69 | — | $69 | 2.21% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | -$6 | — | -$6 | -0.19% |
| ACRISURE LLC3 Filed as: ACRISURE DBA MF BLOCK INSURANCE INC | 32 SOUTHPOINTE DR PARAGOULD, AR 72450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $119 | — | $119 | 4.06% |
| AF SMITH & ASSOCIATES3 Filed as: AF SMITH | 14 MASTERS CIRCLE LITTLE ROCK, AR 72212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $72 | — | $72 | 2.46% |
| AF SMITH & ASSOCIATES3 | 72 VILLA CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $70 | — | $70 | 2.39% |
| JANICE A. CASEY3 | 21 WESTCHESTER COURT LITTLE ROCK, AR 72222 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.03% |
| AF SMITH & ASSOCIATES3 Filed as: AF SMITH | 14 MASTERS CIRCLE LITTLE ROCK, AR 72212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | — | $25 | 1.23% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA MF BLOCK INSURANCE | 32 SOUTHPOINT DRIVE PARAGOULD, AR 72450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.69% |
| AF SMITH & ASSOCIATES3 Filed as: AF SMITH | 14 MASTERS CIRCLE LITTLE ROCK, AR 72212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $73 | — | $73 | 4.17% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA MF BLOCK INSURANCE | 32 SOUTHPOINT DRIVE PARAGOULD, AR 72450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $63 | — | $63 | 3.60% |
| ALBERT SMITH3 | 72 VILLA CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.46% |
| ACRISURE LLC3 Filed as: ACRISURE DBA INSOURCE | 123 S BROAD ST STE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $29 | — | $29 | 5.00% |
| DUSTIN PRICE3 | 2233 SISTINE CHAPEL CIR JONESBORO, AR 72404 | USABLE LIFE | $6 | — | $6 | 1.03% |
| MARTIN MCCALL3 | 315 COUNTY ROAD 782 JONESBORO, AR 72405 | USABLE LIFE | -$1 | — | -$1 | -0.17% |
| ACRISURE LLC3 Filed as: ACRISURE DBA MF BLOCK INSURANCE INC | 32 SOUTHPOINT DRIVE PARAGOULD, AR 72450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.86% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA MF BLOCK INSURANCE | 32 SOUTHPOINT DRIVE PARAGOULD, AR 72450 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 4.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ARKANSAS BLUE CROSS BLUE SHIELD EIN 71-0226428 VENDOR - NETWORK ADMIN | Contract Administrator Service code 13 | 2110 FAIR PARK BLVD, STE I JONESBORO, AR 72401 | $297K |
| ACRISURE LLC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 471 | $2.2M |
| Dental | BLUE CROSS BLUE SHIELD | 512 | $175K |
| Vision | VISION SERVICE PLAN | 172 | $34K |
| Life insurance(4 contracts, 2 carriers) | USABLE LIFE | 259 | $100K |
| Short-term disability(3 contracts, 2 carriers) | USABLE LIFE | 17 | $12K |
| Prescription drug | BLUE CROSS BLUE SHIELD | 471 | $2.2M |
| Other(7 contracts, 2 carriers) | USABLE LIFE | 259 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 512 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.