| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $60K | $11K | $71K | 11.89% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS GROUP LLC | 325 N KIRKWOOD RD STE 300 SAINT LOUIS, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $54K | $54K | 9.03% |
| ACRISURE LLC Filed as: ACRISURE WALLSTREET PARTNERS LLC DB | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $27K | — | $27K | 8.11% |
| ACRISURE LLC Filed as: ACRISURE WALLSTREET PARNTERS LLC DB | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $4K | — | $4K | 1.34% |
| ACRISURE LLC Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | HM LIFE INSURANCE COMPANY | $11K | — | $11K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 712 | $596K |
| Vision | HM LIFE INSURANCE COMPANY | 1,961 | $76K |
| Life insurance | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 2,142 | $334K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.