| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $36K | — | $36K | 5.10% |
| CLJM LLC DBA HUNTLEIGH MCGEHEE Filed as: SMITH MCGEHEE LLC DBA SMITH MCGEHEE | 47 PICARDY LN ST LOUIS, MO 63124 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $29K | — | $29K | 4.14% |
| PRP SERVICES LLC | 310 CALLIOPE PLACE CHESTERFIELD, MO 63017 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $24K | — | $24K | 3.35% |
| PRP SERVICES LLC Filed as: PRP SERVICES LC | 310 CALLIOPE PLACE CHESTERFIELD, MO 63017 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $7K | — | $7K | 3.14% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $3K | — | $3K | 1.10% |
| CLJM LLC DBA HUNTLEIGH MCGEHEE Filed as: SMITH MCGEHEE LLC DBA SMITH MCGEHEE | 47 PICARDY LN ST LOUIS, MO 63124 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | -$6K | — | -$6K | -2.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,067 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,067 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 2,067 | $709K |
| Vision | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 2,067 | $709K |
| Life insurance | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 2,112 | $230K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.