| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $39K | — | $39K | 7.28% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE 216 NASHVILLE, TN 37211 | FIDELITY SECURITY LIFE INSURANCE | $7K | — | $7K | 10.00% |
| LINDA BOW3 | 74 WATERSIDE TRAIL SCOTTSVILLE, KY 42164 | ALLSTATE BENEFITS | $6K | — | $6K | 27.00% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE 216 NASHVILLE, TN 37211 | ALLSTATE BENEFITS | $6K | — | $6K | 26.16% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 11.00% |
| LINDA BOW3 Filed as: LINDA G BOW | 74 WATERSIDE TRAIL SCOTTSVILLE, KY 42164 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 11.00% |
| BENEFIT ENROLLMENT SERVICES INC3 | 4300 SIDCO DR NASHVILLE, TN 37204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $518 | $313 | $831 | 4.50% |
| CORPORATE BENEFIT ANALYSTS, INC.3 Filed as: CORPORATE BENEFIT ANALYSTS INC | 3343 PERIMETER HILL DR, STE 216 NASHVILLE, TN 37211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $623 | — | $623 | 3.37% |
| DENNIS E TRAYWICK3 | 4300 SIDCO DRIVE NASHVILLE, TN 37204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $144 | $15 | $159 | 0.86% |
| BRENDA H BRIDGES3 | 223 SHADY LANE WHITE HOUSE, TN 37188 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $88 | $21 | $109 | 0.59% |
| JAMES A SHARP3 | 1021 TULIP BLOSSOM DRIVE HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $83 | $8 | $91 | 0.49% |
| BRANDI TAFT3 | 822 B NEARTOP DRIVE NASHVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | $4 | $54 | 0.29% |
| MARILYNN DECKER3 | 5173 JOHN HAGER RD HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | $6 | $53 | 0.29% |
| DEBBIE R CUNNINGHAM3 | 4006 WINDSONG TRAIL GREENBRIER, TN 37073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.12% |
| JESSICA LEAH SCHNEIDER3 | 210 CARDEN AVE NASHVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | — | $21 | 0.11% |
| ANIMAL EMPIRE INC3 | 1024 GRANADA AVE NASHVILLE, TN 37206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.07% |
| CYNTHIA L RAY3 | 2116 FAIRFIELD PIKE SHELBYVILLE, TN 37160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.04% |
| LERMAN VENTURES INC3 | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.02% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR. STE 216 NASHVILLE, TN 37211 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 15.00% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 10.09% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $87 | — | $87 | 9.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 99 | $532K |
| Dental | UNION SECURITY INSURANCE COMPANY | 75 | $16K |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 99 | $532K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 159 | $18K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 159 | $18K |
| Other(6 contracts, 6 carriers) | FIDELITY SECURITY LIFE INSURANCE | 159 | $149K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.