| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $34K | — | $34K | 7.65% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE 216 NASHVILLE, TN 37211 | FIDELITY SECURITY LIFE INSURANCE | $7K | — | $7K | 10.00% |
| BENEFIT ENROLLMENT SERVICES INC3 | 4300 SIDCO DR NASHVILLE, TN 37204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 9.65% |
| CORPORATE BENEFIT ANALYSTS, INC.3 Filed as: CORPORATE BENEFIT ANALYSTS INC | 3343 PERIMETER HILL DR, STE 216 NASHVILLE, TN 37211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 8.75% |
| DENNIS E TRAYWICK3 | 4300 SIDCO DRIVE NASHVILLE, TN 37204 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $287 | $1K | 2.21% |
| MARILYNN DECKER3 | 5173 JOHN HAGER RD HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $795 | $86 | $881 | 1.46% |
| BRENDA H BRIDGES3 | 223 SHADY LANE WHITE HOUSE, TN 37188 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $692 | $79 | $771 | 1.28% |
| JAMES A SHARP3 | 1021 TULIP BLOSSOM DRIVE HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $619 | $34 | $653 | 1.08% |
| BRANDI TAFT3 | 822 B NEARTOP DRIVE NASHVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $548 | $80 | $628 | 1.04% |
| DEBBIE R CUNNINGHAM3 | 4006 WINDSONG TRAIL GREENBRIER, TN 37073 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $249 | $28 | $277 | 0.46% |
| AMY E COHEN3 Filed as: AMY C WOLFE | 1024 GRANADA AVE NASHVILLE, TN 37206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $105 | $19 | $124 | 0.21% |
| JESSICA LEAH SCHNEIDER3 | 210 CARDEN AVE NASHVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $88 | — | $88 | 0.15% |
| LERMAN VENTURES INC3 | 2985 SURREY RIDGE ROAD CLARKSVILLE, TN 37205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | $15 | $52 | 0.09% |
| LINDA BOW3 Filed as: LINDA GAYLE BOW | 74 WATERSIDE TRAIL SCOTTSVILLE, KY 42164 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.08% |
| ANIMAL EMPIRE INC3 | 1024 GRANADA AVE NASHVILLE, TX 37206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| LARRY DOUGLAS BOW3 | 74 WATERSIDE TRAIL SCOTTSVILLE, KY 42164 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| MELISSA ARMATIS3 Filed as: MELISSA MARGARET SCHMITTOU | 300 LUTHER RD DICKSON, TN 37055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| CYNTHIA L RAY3 | 2116 FAIRFIELD PIKE SHELBYVILLE, TN 37160 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.97% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR., STE. 216 NASHVILLE, TN 37211 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| CORPORATE BENEFIT ANALYSTS, INC.3 | 3343 PERIMETER HILL DR. STE 216 NASHVILLE, TN 37211 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 105 | $442K |
| Dental | UNION SECURITY INSURANCE COMPANY | 66 | $16K |
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 105 | $442K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 183 | $32K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 183 | $32K |
| Other(4 contracts, 4 carriers) | FIDELITY SECURITY LIFE INSURANCE | 183 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.