| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 501 CORPORATE CENTER DRIVE STE 300 FRANKLIN, TN 37067 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $2K | — | $2K | — |
| PRUDENT STREET FINANCIAL ADVISORS3 | 104 CONTINENTAL PLACE STE 100 BRENTWOOD, TN 37027 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $1K | — | $1K | — |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 501 CORPORATE CENTRE DRIVE STE 300 FRANKLIN, TN 37067 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $2K | — | $2K | — |
| PRUDENT STREET FINANCIAL ADVISORS3 | 104 CONTINENTAL PLACE STE 100 BRENTWOOD, TN 37027 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $1K | — | $1K | — |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 501 CORPORATE CENTRE DRIVE STE 300 FRANKLIN, TN 37067 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $419 | — | $419 | — |
| PRUDENT STREET FINANCIAL ADVISORS3 | 104 CONTINENTAL PLACE STE 100 BRENTWOOD, TN 37027 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $243 | — | $243 | — |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 501 CORPORATE CENTRE DRIVE STE 300 FRANKLIN, TN 37067 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $2K | — | $2K | — |
| PRUDENT STREET FINANCIAL ADVISORS3 | 104 CONTINENTAL DRIVE STE 100 BRENTWOOD, TN 37027 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $926 | — | $926 | — |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH | 5065 WOOSTER ROAD CINCINNATI, OH 45226 | CIGNA | $5K | $19K | $24K | — |
| PRUDENT STREET FINANCIAL ADVISORS3 | 104 CONTINENTAL PLACE STE 100 BRENTWOOD, TN 37027 | CIGNA | $3K | $13K | $16K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 93 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 93 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 105 | $0 |
| Dental | CIGNA | 105 | $0 |
| Vision | CIGNA | 105 | $0 |
| Life insurance | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 155 | $0 |
| Short-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 45 | $0 |
| Long-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 155 | $0 |
| Other | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 155 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 155 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.