Welfare broker

PRUDENT STREET FINANCIAL ADVISORS

Mailing address (most recent filing)

310 SEWARD ROAD

BRENTWOOD, TN 37027

Total comp: $101K
Commissions: $101K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where PRUDENT STREET FINANCIAL ADVISORS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN33.3%
STANDARD INSURANCE COMPANY33.3%
SUN LIFE ASSURANCE COMPANY OF CANADA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$17K	33.3%
STANDARD INSURANCE COMPANY	1	$81K	33.3%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$1.5M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WV	2	$97K	0.5%	184.28x
TN	1	$1.5M	0.1%	21.64x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PRUDENT STREET FINANCIAL ADVISORS's plans by broker comp / premium ratio. Median 10.03% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of PRUDENT STREET FINANCIAL ADVISORS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where PRUDENT STREET FINANCIAL ADVISORS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE SURGICAL CLINIC, P.L.L.C. SURGICAL CLINIC WELFARE BENEFIT PLAN	TN	$1.5M	$88K	SUN LIFE ASSURANCE COMPANY OF CANADA
PROVIDENCE ENTERPRISES, LLC PROVIDENCE ENTERPRISES, LLC LIFE AND DISABILITY PLAN	WV	$81K	$11K	STANDARD INSURANCE COMPANY
PROVIDENCE ENTERPRISES, LLC PROVIDENCE ENTERPRISES, LLC VISION PLAN	WV	$17K	$2K	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$17K

33.3%

STANDARD INSURANCE COMPANY

$81K

33.3%

SUN LIFE ASSURANCE COMPANY OF CANADA

$1.5M

33.3%

State

Plans

Premium

State share

Index

$97K

0.5%

184.28x

$1.5M

0.1%

21.64x

Sponsor

Loc

Premium

Comp

Carrier

THE SURGICAL CLINIC, P.L.L.C.

SURGICAL CLINIC WELFARE BENEFIT PLAN

$1.5M

$88K

SUN LIFE ASSURANCE COMPANY OF CANADA

PROVIDENCE ENTERPRISES, LLC

PROVIDENCE ENTERPRISES, LLC LIFE AND DISABILITY PLAN

$81K

$11K

STANDARD INSURANCE COMPANY

PROVIDENCE ENTERPRISES, LLC

PROVIDENCE ENTERPRISES, LLC VISION PLAN

$17K

$2K

VISION SERVICE PLAN