No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROPOINT LLC | Insurance agents and brokers Service code 22 | 1414 CHERRY ST SE OLYMPIA, WA 98501 | $9.0M |
| FORTERRA, INC. | Other services Service code 49 | PO BOX 7508 OLYMPIA, WA 98507 | $3.2M |
| BENEFIT SOLUTIONS, INC | Contract Administrator; Other services Service code 13 | PO BOX 6 MUKILTEO, WA 98275 | $1.7M |
| MILLIMAN INC. | Actuarial Service code 11 | 1301 FIFTH AVE ST 3800 SEATTLE, WA 98101 | $41K |
| FROST & COMPANY, P.S. | Accounting (including auditing) Service code 10 | PO BOX 7609 OLYMPIA, WA 98507 | $22K |
| BARNES & THORNBURG LLP | Legal Service code 29 | 11 SOUTH MERIDIAN ST INDIANAPOLIS, IN 46204 | $19K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,345 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 21,122 | $109.2M |
| Dental(3 contracts, 3 carriers) | PREMERA BLUE CROSS | 21,122 | $109.3M |
| Vision | VISION SERVICE PLAN | 13,783 | $812K |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 19,620 | $809K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,996 | $221K |
| Prescription drug(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 21,122 | $109.2M |
| Other(2 contracts, 2 carriers) | USABLE LIFE | 19,620 | $809K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,122 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.