No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PROPOINT LLC EIN 27-3322664 | Insurance agents and brokers Service code 22 | P.O. BOX 129 OLYMPIA, WA 98507 | $12.9M |
| FORTERRA, INC EIN 20-3642694 | Other services Service code 49 | P.O. BOX 7508 OLYMPIA, WA 98507 | $4.6M |
| BENEFIT SOLUTIONS, INC EIN 91-1603312 | Contract Administrator; Other services Service code 13 | P.O. BOX 6 MUKILTEO, WA 98275 | $2.7M |
| BARNES & THORNBURG LLP EIN 35-0900596 | Legal Service code 29 | 11 SOUTH MERIDIAN ST INDIANAPOLIS, IN 46204 | $35K |
| FROST & COMPANY, P.S. EIN 91-1136436 | Accounting (including auditing) Service code 10 | P.O. BOX 7609 OLYMPIA, WA 98507 | $22K |
| WALDUM ACCOUNTING SERVICE EIN 26-1476867 | Accounting (including auditing) Service code 10 | 3124 JORGENSON RD NE OLYMPIA, WA 98516 | $7K |
| AXENE HEALTH PARTNERS LLC EIN 41-2086311 | Actuarial Service code 11 | 38975 SKY CANYON DRIVE SUITE 204 MURRIETA, CA 92596 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 19,620 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 122 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 19,742 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 33,440 | $157.6M |
| Dental(3 contracts, 3 carriers) | PREMERA BLUE CROSS | 33,440 | $157.8M |
| Vision | VISION SERVICE PLAN | 24,741 | $1.2M |
| Life insurance(2 contracts, 2 carriers) | USABLE LIFE | 19,622 | $1.3M |
| Long-term disability | THE LINCOLN LIFE INSURANCE CO | 3,165 | $357K |
| Prescription drug(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 33,440 | $157.6M |
| Other(2 contracts, 2 carriers) | USABLE LIFE | 19,622 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33,440 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.