| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P. REAGAN AGENCY, INC.3 Filed as: JAMES P REAGAN AGENCY | P.O. BOX 191 MARCELLUS, NY 13108 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $3K | — | $3K | 4.52% |
| BETH SERFILIPPI3 | 8 HILLSTONE COURT BALLSTON LAKE, NY 12109 | AFLAC | $205 | — | $205 | 1.20% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II, INC. | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $178 | — | $178 | 1.04% |
| STEVE J. BOXLEY3 | 22 WESTBURY DRIVE SARATOGA SPRINGS, NY 12866 | AFLAC | $135 | — | $135 | 0.79% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE M. BRANCATO HOUSE | 4 CRESTMONT DRIVE CLIFTON PARK, NY 12065 | AFLAC | $130 | $3 | $133 | 0.78% |
| MICHAEL LEFFLER3 | P.O. BOX 162 SAUGERTIES, NY 12477 | AFLAC | $120 | — | $120 | 0.70% |
| CHERYL A ROTONDI3 Filed as: CHERYL A. ROTONDI | 352 USHERS ROAD BALLSTON LAKE, NY 12019 | AFLAC | $101 | $16 | $117 | 0.69% |
| KRISTA ANNE ROTONDI3 | 5 PINE WEST PLAZA SUITE 503 ALBANY, NY 12205 | AFLAC | $100 | $3 | $103 | 0.60% |
| STASH WOJESKI3 | P.O. BOX 960 NORTH CHATHAM, NY 12132 | AFLAC | $97 | — | $97 | 0.57% |
| GROUP PRODUCTS AND SERVICES3 | 124 NORTH SHORE DRIVE MOORESVILLE, NC 28117 | AFLAC | $91 | — | $91 | 0.53% |
| JUSTIN M. BYMASTER3 | 447 STATE ROUTE 104A STERLING, NY 13156 | AFLAC | $65 | $24 | $89 | 0.52% |
| GROE INC3 Filed as: GROE, INC. | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $79 | — | $79 | 0.46% |
| LISA J BRENNAN-JONES3 Filed as: LISA J. BRENNAN-JONES | 1014 CATHERINE WOODS SCHENECTADY, NY 12309 | AFLAC | $71 | — | $71 | 0.42% |
| ANTONETTE T WOJESKI3 Filed as: ANTONETTE T. WOJESKI | P.O. BOX 960 NORTH CHATHAM, NY 12132 | AFLAC | $59 | — | $59 | 0.35% |
| ELLEN REYNOLDS3 | 11 JAMES STREET FAIRPORT, NY 14450 | AFLAC | $51 | — | $51 | 0.30% |
| DEBORAH KRETSCHMER3 | 5 DAVOS DRIVE UNIT 6 VERNON, NJ 07462 | AFLAC | $46 | — | $46 | 0.27% |
| HENRY A. HOWARD3 | 47 A SPRING STREET ROAD ALBANY, NY 12211 | AFLAC | $36 | — | $36 | 0.21% |
| JANINE FOX3 Filed as: JANINE M. FOX | 18 HAVILAND DRIVE SCHENECTADY, NY 12302 | AFLAC | $35 | — | $35 | 0.20% |
| ROBERT J. RENNICK3 | 11407 BAGGOT AVENUE ENGLEWOOD, FL 34224 | AFLAC | $34 | — | $34 | 0.20% |
| JOSEPH P CALARCO3 Filed as: JOSEPH P. CALARCO | P.O. BOX 130 AUBURN, NY 13021 | AFLAC | $29 | $5 | $34 | 0.20% |
| NICHOLAS CALARCO3 | 162 YORK STREET AUBURN, NY 13021 | AFLAC | $29 | $5 | $34 | 0.20% |
| SUSAN M TODD-BEDELL3 Filed as: SUSAN M. TODD-BEDELL | 249 N BALLSTON AVENUE SCOTIA, NY 12302 | AFLAC | $28 | — | $28 | 0.16% |
| SUSAN CHILLE3 Filed as: SUSAN E. CHILLE | 12 ST. THOMAS MORE DRIVE WINCHESTER, MA 01890 | AFLAC | $27 | — | $27 | 0.16% |
| JEFF DALABA3 | 8500 GILLY FLOWER COURT BALDWINSVILLE, NY 13027 | AFLAC | $26 | — | $26 | 0.15% |
| MELISSA ANN STEWART3 | 36 WINDOMA LANE QUEENSBURY, NY 12804 | AFLAC | $26 | — | $26 | 0.15% |
| PERRY E MEDINA3 Filed as: PERRY E. MEDINA | 30 DOROTHY DRIVE MONROE, NY 10950 | AFLAC | $25 | — | $25 | 0.15% |
| RUSSELL T BARRETT3 Filed as: RUSSELL T. BARRETT | 27 JULIANS WAY SARATOGA SPRINGS, NY 12866 | AFLAC | $25 | — | $25 | 0.15% |
| MCINERNEY GROUP LLC3 Filed as: MCINERNEY GROUP, LLC | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $20 | — | $20 | 0.12% |
| JOAN BUTLER3 | 3201 LUDHAM DRIVE SILVER SPRING, MD 20906 | AFLAC | $19 | — | $19 | 0.11% |
| JENNIFER DICK3 | 891 BABCOCK LAKE ROAD PETERSBURG, NY 12138 | AFLAC | $18 | — | $18 | 0.11% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R. MEIER | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $17 | — | $17 | 0.10% |
| FREDERICK BOCCARD3 | 9 BIRCHWOOD COURT WASHINGTONVILLE, NY 10992 | AFLAC | $16 | — | $16 | 0.09% |
| GROE INC3 Filed as: GROE, INC. | 108 JACKSON STREET APARTMENT 4A HOBOKEN, NJ 07030 | AFLAC | $16 | — | $16 | 0.09% |
| LORELIE PALACIO3 Filed as: LORELIE MANAPAT PALACIO | 951 LAKES ROAD MONROE, NY 10950 | AFLAC | $16 | — | $16 | 0.09% |
| WILLIAM E BRENNAN3 Filed as: WILLIAM E. BRENNAN | P.O. BOX 311 SOUTHFIELDS, NY 10975 | AFLAC | $15 | — | $15 | 0.09% |
| NICHOLAS MCELROY3 | P.O. BOX 1068 MONROE, NY 10949 | AFLAC | $15 | — | $15 | 0.09% |
| GERALS A. DESOUZA3 | 7375 SPRING MOUNTAIN DRIVE EAST SYRACUSE, NY 13057 | AFLAC | $15 | — | $15 | 0.09% |
| BRAD JONES AND ASSOCIATES INC3 Filed as: BRAD JONES AND ASSOCIATES, INC. | 19 BRITISH AMERICAN BOULEVARD LATHAM, NY 12110 | AFLAC | $15 | — | $15 | 0.09% |
| SEFCU ASSET MGMT SERV/TBA SEFCU INS3 Filed as: SEFCU ASSET MANAGEMENT SERVICES | TBA SEFCU INSURANCE 469 STATE STREET SCHENECTADY, NY 12305 | AFLAC | $13 | — | $13 | 0.08% |
| DANIEL P DUPRE3 Filed as: DANIEL P. DUPRE | 4 BEDFORD WAY PITTSFORD, NY 14534 | AFLAC | $9 | — | $9 | 0.05% |
| DARRYL J YOUNG3 Filed as: DARRYL J. YOUNG | 3820 GOLD CITY ROAD FRANKLIN, KY 42134 | AFLAC | $9 | — | $9 | 0.05% |
| KEVIN MCCARTHY3 | 197 LANG DRIVE NORTH KINGSTOWN, RI 02852 | AFLAC | $9 | — | $9 | 0.05% |
| GREGORY D GEMEREK3 Filed as: GREGORY D. GEMEREK | 25 CARRIAGE WAY BALLSTON SPA, NY 12020 | AFLAC | $8 | — | $8 | 0.05% |
| JASON SCZEPANIAK3 Filed as: JASON HARTMAN | 10 LAKE STREET SUITE 2 MONROE, NY 10950 | AFLAC | $7 | — | $7 | 0.04% |
| LEWIS K GATHRIGHT JR3 Filed as: LEWIS K. GATHRIGHT JR. | 276 FAIRPORT VILLAGE LANDING FAIRPORT, NY 14450 | AFLAC | $5 | — | $5 | 0.03% |
| DOMINICK R SIRACUSA3 Filed as: DOMINICK R. SIRACUSA | 225 DOLSON AVENUE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $5 | — | $5 | 0.03% |
| AMY WARNER3 | 10 LAKE STREET 2ND FLOOR MONROE, NY 10950 | AFLAC | $5 | — | $5 | 0.03% |
| DUCK & COVER NY INC3 Filed as: DUCK & COVER NY, INC. | 17 DALAMAR COURT LATHAM, NY 12210 | AFLAC | $5 | — | $5 | 0.03% |
| TOMAS E FLORES3 Filed as: TOMAS E. FLORES | 2030 HUDSON STREET SUITE 942 FORT LEE, NJ 07024 | AFLAC | $5 | — | $5 | 0.03% |
| KELLY A IRVINE3 Filed as: KELLY A. IRVINE | 15801 WHITE ORCHID LANE FORT MYERS, FL 33908 | AFLAC | $5 | — | $5 | 0.03% |
| LAURIE L SMITH3 Filed as: LAURIE L. SMITH | 577 TRUESDALE HILL ROAD LAKE GEORGE, NY 12845 | AFLAC | $4 | — | $4 | 0.02% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | P.O. BOX 336 SMITHS STATION, AL 36877 | AFLAC | $3 | — | $3 | 0.02% |
| LAURA BOHANNON3 | 23 S. MARVINE AVENUE AUBURN, NY 13021 | AFLAC | $1 | — | $1 | 0.01% |
| MELISA SCHOFIELD3 | 910 W KATHLEEN ROAD PHOENIX, AZ 85023 | AFLAC | $1 | — | $1 | 0.01% |
| DANIEL C. JUDGE3 | 58 MANSER DRIVE AFLAC NY CW AMHERST, NY 14226 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | 0.01% |
| KENNETH J HANNAN3 Filed as: KENNETH J. HANNAN | 5 FRIAR TUCK COURT CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES P. REAGAN AGENCY, INC.3 Filed as: JAMES P. REAGAN AGENCY | P.O. BOX 191 MARCELLUS, NY 13108 | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | $2K | — | $2K | 15.20% |
| KRYSTAL L ELLISON3 Filed as: KRYSTAL L. ELLISON | 7102 W. FRIENDLY AVENUE UNIT 103 GREENSBORO, NC 27410 | AFLAC | $2K | $34 | $2K | 15.69% |
| DANIELLE M BRANCATO HOUSE3 Filed as: DANIELLE M. BRANCATO-HOUSE | 4 CRESTMONT DRIVE CLIFTON PARK, NY 12065 | AFLAC | $1K | $32 | $1K | 10.67% |
| GREGORY E MEYER3 Filed as: GREGORY E. MEYER | 5005 BODIE LANE GREENSBORO, NC 27455 | AFLAC | $252 | $8 | $260 | 1.95% |
| KRISTA ANNE ROTONDI3 | 5 PINE WEST PLAZA SUITE 503 ALBANY, NY 12205 | AFLAC | $190 | $5 | $195 | 1.46% |
| JOHN ALLISON3 Filed as: JOHN R. ALLISON | 5710 W GATE CITY BOULEVARD SUITE K GREENSBORO, NC 27407 | AFLAC | $137 | — | $137 | 1.03% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A. ROTONDI II | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $97 | — | $97 | 0.73% |
| CHUCK MARTIN & ASSOC INC3 Filed as: CHUCK MARTIN & ASSOCIATES, INC. | 2008 SMOKERIDGE LANE GREENSBORO, NC 27407 | AFLAC | $41 | — | $41 | 0.31% |
| JOHN ARIANSEN3 Filed as: JOHN D. ARIANSEN | 3602 TURNBERRY LANE GREENSBORO, NC 27410 | AFLAC | $28 | — | $28 | 0.21% |
| CHARLES T. MCMILLAN3 | 4898 SCYTHE COURT JULIAN, NC 27283 | AFLAC | $14 | $13 | $27 | 0.20% |
| JOHNNY G. KONTOULAS3 | 4815 WINFORD ROAD GREENSBORO, NC 27407 | AFLAC | $23 | — | $23 | 0.17% |
| DAVID M. BLAIR3 | 1589 SKEET CLUB ROAD SUITE 102 HIGH POINT, NC 27265 | AFLAC | $15 | — | $15 | 0.11% |
| C HARVEY KING3 | 931 S MAIN STREET SUITE B#206 KERNERSVILLE, NC 27284 | AFLAC | $9 | — | $9 | 0.07% |
| MELISSA ANN STEWART3 | 36 WINCOMA LANE QUEENSBURY, NY 12804 | AFLAC | $7 | — | $7 | 0.05% |
| TRACI R BATTEN3 Filed as: TRACI R. BATTEN | 375 HARBOUR COVE DRIVE APARTMENT 323 SPARKS, NV 89434 | AFLAC | $4 | — | $4 | 0.03% |
| SUSAN C BRIMHALL3 Filed as: SUSAN C. BRIMHALL | P.O. BOX 13877 MEXICO BEACH, FL 33410 | AFLAC | $4 | — | $4 | 0.03% |
| J MICHAEL BUTLER3 | 1090 13TH AVENUE NW HICKORY, NC 28601 | AFLAC | $4 | — | $4 | 0.03% |
| BRADLEY S JONES3 Filed as: BRADLEY S. JONES | 19 BRITISH AMERICAN BOULEVARD W LATHAM, NY 12110 | AFLAC | $2 | — | $2 | 0.01% |
| RUSSELL TINNEY3 | 3440 TORRINGTON WAY APARTMENT 7 SUITE 101 FAYETTEVILLE, NC 28314 | AFLAC | $2 | — | $2 | 0.01% |
| KELLY LEBSACK3 Filed as: KELLY D. LEBSACK | 2084 COVERED BRIDGE PARKWAY WINDSOR, CO 80550 | AFLAC | $2 | — | $2 | 0.01% |
| LISA J BRENNAN-JONES3 Filed as: LISA J. BRENNAN JONES | 1014 CATHERINE WOODS SCHENECTADY, NY 12309 | AFLAC | $2 | — | $2 | 0.01% |
| FRANKLIN TRAVIS BLACK3 Filed as: FRANKLIN TRAVIS BLANK | 5981 WOODFIELD DRIVE KERNERSVILLE, NC 27284 | AFLAC | $1 | — | $1 | 0.01% |
| GREGORY D HILL3 Filed as: GREGORY D. HILL | 16142 SWALLOWTAIL PLACE MIDLOTHIAN, VA 23113 | AFLAC | $1 | — | $1 | 0.01% |
| KELLY A IRVINE3 Filed as: KELLY ANN IRVINE | 15801 WHITE ORCHID LANE FORT MYERS, FL 33908 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN MURPHY3 | 11 WILLOWBROOK TERRACE CLIFTON PARK, NY 12065 | AFLAC | $1 | — | $1 | 0.01% |
| ELIZABETH CUSHING3 | 74 TRESTLE LEAF PITTSBORO, NC 27312 | AFLAC | $1 | — | $1 | 0.01% |
| MEGHAN MOFFATT LUCAS3 Filed as: MEGHAN M. MILLER | 728 MERCER PLACE HUNTERSVILLE, NC 28078 | AFLAC | $1 | — | $1 | 0.01% |
| TRACI R BATTEN3 Filed as: TRACI R. BATTEN | 3150 PERIMETER PARKWAY SUITE 115 AUGUSTA, GA 30909 | AFLAC | $1 | — | $1 | 0.01% |
| RACHEL E HUSE3 Filed as: RACHEL E. HUSE | 3919 WATFORD WAY FAYETTEVILLE, NC 28306 | AFLAC | $1 | — | $1 | 0.01% |
| ERIC BROGAN3 Filed as: ERIC E. MILLER | 728 MERCER PLACE HUNTERSVILLE, NC 28078 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES P. REAGAN AGENCY, INC.3 | P.O. BOX 191 MARCELLUS, NY 13108 | MUTUAL OF OMAHA INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| JAMES P. REAGAN AGENCY, INC.3 | P.O. BOX 191 MARCELLUS, NY 13108 | MUTUAL OF OMAHA INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| JOHN ARIANSEN3 Filed as: JOHN D. ARIANSEN | 3602 TURNBERRY LANE GREENSBORO, NC 27410 | AFLAC | $15 | — | $15 | 6.88% |
| JONI K. DELELLIS3 | 327 JOHNSON ROAD HIGH POINT, NC 27265 | AFLAC | $9 | — | $9 | 4.13% |
| C HARVEY KING3 Filed as: C. HARVEY KING | 931 S MAIN STREET SUITE B #206 KERNERSVILLE, NC 27284 | AFLAC | $3 | — | $3 | 1.38% |
| J MICHAEL BUTLER3 Filed as: J. MICHAEL BUTLER | 1090 13TH AVENUE NW HICKORY, NC 28601 | AFLAC | $2 | — | $2 | 0.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 192 | $75K |
| Dental | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 192 | $75K |
| Vision | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 192 | $75K |
| Life insurance | ANTHEM LIFE & DISABILITY INSURANCE COMPANY | 187 | $14K |
| Short-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 40 | $11K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 17 | $7K |
| Other(4 contracts, 2 carriers) | AFLAC | 187 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.