| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 777 SOUTH FIGUEROA STREET 52ND FLOOR LOS ANGELES, CA 90017 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $759K | $59K | $818K | 5.05% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $60 | $0 | $60 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2 | $51 | $53 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 310502 DES MOINES, IA 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2.6M | $0 | $2.6M | 29.73% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1.3M | $0 | $1.3M | 15.37% |
| IRENE HILL3 | 4715 CIMARRON STREET LOS ANGELES, CA 90062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | $0 | $120 | 0.00% |
| TRENA R KNIGHT3 Filed as: TRENA R. KNIGHT | 9700 SOUTH 11TH AVENUE INGLEWOOD, CA 90305 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | $0 | $31 | 0.00% |
| CARLOS F ENRIQUEZ3 Filed as: CARLOS F. ENRIQUEZ | 5120 WEST GOLDLEAF CIRCLE SUITE 160 LOS ANGELES, CA 90056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | $0 | $31 | 0.00% |
| MICHAEL R. FISHER3 | 12121 WILSHIRE BOULEVARD SUITE 1000 LOS ANGELES, CA 90025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL A. STACHOWIAK | 595 ELM STREET WINNETKA, IL 60093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $80K | $36K | $116K | 1.85% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA STREET 35TH FLOOR LOS ANGELES, CA 90017 | AETNA LIFE INSURANCE COMPANY | $0 | $31 | $31 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 310502 DES MOINES, IA 50331 | AETNA LIFE INSURANCE COMPANY | $0 | $17 | $17 | 0.00% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | AETNA LIFE INSURANCE COMPANY | $99K | $0 | $99K | 3.28% |
| ROBERT L GOBLE3 Filed as: ROBERT HARLING | PO BOX 10295 GREENVILLE, SC 29603 | AETNA LIFE INSURANCE COMPANY | $33K | $0 | $33K | 1.11% |
| BENEFIT SOURCE INC3 Filed as: BENEFIT SOURCE INC. | 304 RIDGELAND DRIVE GREENVILLE, SC 29601 | AETNA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 0.26% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 LA JOLLA, CA 91185 | METLIFE LEGAL PLANS | $178K | $0 | $178K | 7.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 310502 DES MOINES, CA 50331 | METLIFE LEGAL PLANS | $88K | $32K | $120K | 4.72% |
| LOCKTON COMPANIES, LLC3 | PO BOX 173850 DENVER, CO 80217 | METLIFE LEGAL PLANS | $0 | $16K | $16K | 0.63% |
| LOCKTON COMPANIES, LLC3 | TWO EMBARCADERO CENTER SUITE 1700 SAN FRANCISCO, CA 94111 | METLIFE LEGAL PLANS | $0 | $71 | $71 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | METLIFE LEGAL PLANS | $0 | $4 | $4 | 0.00% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 8.81% |
| ROBERT L GOBLE3 Filed as: ROBERT HARLING | PO BOX 10295 GREENVILLE, SC 29603 | TRANSAMERICA LIFE INSURANCE COMPANY | $332 | $0 | $332 | 0.53% |
| BENEFIT SOURCE INC3 Filed as: BENEFIT SOURCE INC. | 304 RIDGELAND DRIVE GREENVILLE, SC 29601 | TRANSAMERICA LIFE INSURANCE COMPANY | $140 | $0 | $140 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174,066 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 235 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 174,317 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 47,002 | $108.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 47,002 | $14.1M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 44,121 | $2.7M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 172,114 | $16.2M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 172,114 | $16.2M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 172,114 | $16.2M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 10,793 | $73.6M |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 172,114 | $27.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 172,114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.