| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $677K | $0 | $677K | 4.96% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $136K | $28K | $163K | 1.29% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 310502 DES MOINES, IA 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3.2M | $0 | $3.2M | 40.14% |
| IRENE HILL3 | 4715 CIMARRON STREET LOS ANGELES, CA 90062 | CONTINENTAL AMERICAN INSURANCE COMPANY | $293 | $0 | $293 | 0.00% |
| CARLOS F ENRIQUEZ3 Filed as: CARLOS F. ENRIQUEZ | 5120 WEST GOLDLEAF CIRCLE SUITE 160 LOS ANGELES, CA 90056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $179 | $0 | $179 | 0.00% |
| TRENA R KNIGHT3 Filed as: TRENA R. KNIGHT | 9700 SOUTH 11TH AVENUE INGLEWOOD, CA 90305 | CONTINENTAL AMERICAN INSURANCE COMPANY | $179 | $0 | $179 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL A. STACHOWIAK | 595 ELM STREET WINNETKA, IL 60093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | $0 | $38 | 0.00% |
| MICHAEL R. FISHER3 | 1212 WILSHIRE BOULEVARD, SUITE 1000 LOS ANGELES, CA 90025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | $0 | $36 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $68K | $33K | $101K | 1.99% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | AETNA LIFE INSURANCE COMPANY | $166K | $0 | $166K | 5.19% |
| ROBERT L GOBLE3 Filed as: ROBERT HARLING | PO BOX 10295 GREENVILLE, SC 29603 | AETNA LIFE INSURANCE COMPANY | $46K | $0 | $46K | 1.43% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | $227K | $27K | $254K | 12.36% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $183K | $0 | $183K | 9.10% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | VISION SERVICE PLAN | $20K | — | $20K | 5.24% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $11K | $0 | $11K | 8.24% |
| ROBERT L GOBLE3 Filed as: ROBERT HARLING | PO BOX 10295 GREENVILLE, SC 29603 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181,516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 287 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 181,812 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 40,101 | $83.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 40,101 | $12.7M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 42,321 | $2.4M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 181,516 | $13.6M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 181,516 | $13.6M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 181,516 | $13.6M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 8,158 | $62.0M |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 181,516 | $23.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181,516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.