| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | PO BOX 2427 JOPLIN, MO 64803 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $8K | $10 | $8K | 13.73% |
| BRENNAN HURT3 | 1804 COUNTRYSIDE DR PITTSBURG, KS 66762 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $1K | $502 | $2K | 2.65% |
| JULIA HADORN3 | 10778 S CARBONDALE ST. OLATHE, KS 66061 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $1K | $26 | $1K | 1.87% |
| BRAD SCHUMACHER3 | 718 MAIN ST. STE 205 HAYS, KS 67601 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $121 | $317 | $438 | 0.74% |
| CALEB GILMOUR3 | 310 W CENTRAL AVE STE D ANDOVER, KS 67002 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $260 | $95 | $355 | 0.60% |
| JASON WHITE3 | 6334 STEVENSON ST. SHAWNEE, KS 66218 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $298 | $0 | $298 | 0.50% |
| JEANNA DYCUS3 | 2301 BURLINGTON ST. STE 200 NORTH KANSAS CITY, MO 64116 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $235 | $0 | $235 | 0.40% |
| ROGERS BENEFIT GROUP INC3 Filed as: ANGELA COOK | 5608 NE HIDDEN MEADOW CIR LEES SUMMIT, MO 64064 | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | $6 | $2 | $8 | 0.01% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | PO BOX 2427 JOPLIN, MO 64803 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 10.00% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | PO BOX 2427 JOPLIN, MO 64803 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 9.99% |
| RWI BENEFITS LLC3 Filed as: RWI BENEFITS, LLC | PO BOX 2427 JOPLIN, MO 64803 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $328 | $0 | $328 | 9.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBIA | 6 | $59K |
| Vision | VISION SERVICE PLAN | 111 | $13K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 139 | $27K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 43 | $11K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 23 | $3K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 139 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.