| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. FL 6 SAN DIEGO, CA 92101 | DELTA DENTAL OF KENTUCKY | $18K | — | $18K | 1.17% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE CHICAGO, IL 60675 | DELTA DENTAL OF KENTUCKY | $12K | — | $12K | 0.83% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, LLC | 5444 WESTHEIMER RD. #900 HOUSTON, TX 77056 | EYEMED VISION CARE | $41K | — | $41K | 9.99% |
| AON CONSULTING INC3 Filed as: AON HEWITT - LOUISVILLE, KY | 29840 NETWORK PACE CHICAGO, IL 606731298 | EYEMED VISION CARE | $17K | — | $17K | 4.18% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 701 B ST. FL 6 SAN DIEGO, CA 921018156 | METROPOLITAN LIFE INSURANCE COMPANY | $57 | — | $57 | 0.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $43K | $89 | $43K | 35.69% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.56% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 5444 WESTHEIMER RD. SUITE 900 HOUSTON, TX 770565306 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $9K | $175 | $10K | 14.15% |
| BOOK MICHAEL A3 | 530 5TH AVE. FL 11 NEW YORK, NY 100365101 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $2K | $4K | 5.31% |
| AON CONSULTING INC3 Filed as: AON RISK SERCICES CENTRAL INC. | PO BOX 23004 GREEN BAY, WI 54305 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $98 | — | $98 | 0.15% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, LLC | 5444 WESTHEIMER RD. #900 HOUSTON, TX 77056 | EYEMED VISION CARE | $260 | — | $260 | 9.54% |
| AON CONSULTING INC3 Filed as: AON HEWITT - LOUISVILLE, KY | 29840 NETWORK PACE CHICAGO, IL 60673 | EYEMED VISION CARE | $95 | — | $95 | 3.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,708 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,709 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 979 | $443K |
| Dental | DELTA DENTAL OF KENTUCKY | 5,542 | $1.5M |
| Vision(2 contracts) | EYEMED VISION CARE | 4,690 | $413K |
| Long-term disability | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 26 | $67K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 703 | $175K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,542 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.