Welfare broker

BOOK MICHAEL A

Mailing address (most recent filing)

90 PARK AVE FL 17

NEW YORK, NY 100161373

Total comp: $23K
Commissions: $2K
Fees: $21K
Filings: 3
Sponsors: 3

Carrier mix

Where BOOK MICHAEL A places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$0	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BOOK MICHAEL A's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of BOOK MICHAEL A's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BOOK MICHAEL A is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNITED FACILITIES, INC. UNITED FACILITIES, INC. RETIREMENT PLAN NO. 004-86	IL	$0	$352	MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY