| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | STANDARD INSURANCE COMPANY | $10K | $5K | $15K | 3.06% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 Filed as: BENEFIT ADVISORS SERVICES GROUP | C/O SAMANTHA DAVIDSON 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 1.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 2.00% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $387 | — | $387 | 0.26% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $927 | — | $927 | 2.00% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $121 | — | $121 | 0.26% |
| FAITH ARTER3 Filed as: FAITH R ARTER | ARTER FINANCIAL STRATEGIES 125 SUMMER STREET SUITE 1400 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $870 | — | $870 | 2.65% |
| FRED R KISSLING JR3 | 349 WEST PARKWOOD ROAD DECATUR, GA 30030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $870 | — | $870 | 2.65% |
| FAITH ARTER3 Filed as: FAITH R ARTER | ARTER FINANCIAL STRATEGIES 125 SUMMER STREET SUITE 1400 BOSTON, MA 02110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $566 | — | $566 | 2.89% |
| FRED R KISSLING JR3 Filed as: FRED R KISSLING JR. | 349 WEST PARKWOOD ROAD DECATUR, GA 30030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $566 | — | $566 | 2.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 974 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,000 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 974 | $450K |
| Long-term disability | STANDARD INSURANCE COMPANY | 883 | $476K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 974 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 974 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.