| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $561K | — | $561K | 2.61% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 5482 WILSHIRE BLVD SUITE 1566 LOS ANGELES, CA 90036 | HARTFORD LIFE AND ACCIDENT | $160K | $420K | $580K | 3.77% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 5482 WILSHIRE BLVD, STE 1566 LOS ANGELES, CA 90036 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $472K | $472K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 5482 WILSHIRE BLVD, STE 1566 LOS ANGELES, CA 90036 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $111K | $111K | 1.17% |
| AON CONSULTING INC3 | 1001 BRICKELL BAY DRIVE SUITE 1000 MIAMI, FL 33131 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $200K | — | $200K | 2.12% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740045 | KAISER FOUNDATION HEALTH PLAN INC | $27K | — | $27K | 1.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DR, STE 1500 CHICAGO, IL 606061710 | KAISER FOUNDATION HEALTH PLAN INC | $16K | — | $16K | 0.61% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740045 | KAISER FOUNDATION HEALTH PLAN INC | $41K | — | $41K | 1.56% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 5482 WILSHIRE BLVD, STE 1566 LOS ANGELES, CA 90036 | HARTFORD LIFE AND ACCIDENT | $16K | $36K | $53K | 3.05% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10038 | ACE AMERICAN INSURANCE COMPANY | $327K | — | $327K | 20.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $17K | — | $17K | 3.09% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 3.09% |
| ACRISURE LLC3 Filed as: FULCRO INSURANCE | 204 SAN FRANCISCO ST SAN JUAN, PR 00901 | TRIPLE S SALUD, INC. | $4K | — | $4K | 4.81% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 5482 WILSHIRE BLVD, STE 1566 LOS ANGELES, CA 90036 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $4K | $4K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 5482 WILSHIRE BLVD, STE 1566 LOS ANGELES, CA 90036 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 1.62% |
| MERCER HEALTH AND BENEFITS, LLC3 | 777 S. FIGUEROA ST., SUITE 1900 LOS ANGELES, CA 90017 | ANTHEM BLUE CROSS | $96 | — | $96 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 39,525 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,617 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 41,142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,471 | $24.7M |
| Dental(7 contracts, 5 carriers) | AETNA LIFE INSURANCE CO. | 43,351 | $38.8M |
| Vision(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 31,126 | $8.1M |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 67,156 | $15.5M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 286 | $89K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 20,319 | $9.4M |
| Prescription drug(7 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,000 | $15.3M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 83,746 | $4.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 83,746 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.