| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE CO. | $652K | — | $652K | 3.04% |
| NATIONAL ACCOUNT SERVICES3 Filed as: NATIONAL ACCOUNT SERVICES, INC | 11111 SANTA MONICA BLVD #1150 LOS ANGELES, CA 90025 | HARTFORD LIFE AND ACCIDENT | $173K | $384K | $557K | 3.13% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 11111 SANTA MONICA BLVD, STE 1150 LOS ANGELES, CA 90025 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $38K | $519K | $557K | 5.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 1001 BRICKELL BAY DR, STE 1000 MIAMI, FL 33131 | FOUR EVER LIFE INS CO. | $187K | — | $187K | 2.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DR, STE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $43K | — | $43K | 1.49% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN INC | $26K | — | $26K | 0.91% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN INC | $61K | — | $61K | 2.15% |
| MERCER HEALTH AND BENEFITS, LLC3 | 777 S. FIGUEROA ST., SUITE 1900 LOS ANGELES, CA 90017 | ACE AMERICAN INSURANCE COMPANY | $357K | — | $357K | 22.13% |
| NATIONAL ACCOUNT SERVICES3 Filed as: NATIONAL ACCOUNT SERVICES, INC | 5482 WILSHIRE BLVD, STE 1566 LOS ANGELES, CA 90036 | HARTFORD LIFE AND ACCIDENT | $15K | $39K | $54K | 3.51% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $24K | — | $24K | 3.09% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $20K | — | $20K | 3.09% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $92K | $92K | 69.11% |
| ACRISURE LLC3 Filed as: ACRISURE OF CALIFORNIA, LLC | 11111 SANTA MONICA BLVD, STE 1150 LOS ANGELES, CA 90025 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $508 | $7K | $7K | 5.38% |
| MERCER HEALTH AND BENEFITS, LLC3 | 777 S. FIGUEROA ST., SUITE 1900 LOS ANGELES, CA 90017 | ANTHEM BLUE CROSS | $288 | — | $288 | 0.22% |
| ACRISURE LLC3 Filed as: FULCRO INSURANCE | 204 SAN FRANCISCO ST SAN JUAN, PR 00901 | TRIPLE S SALUD, INC. | $5K | — | $5K | 4.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 39,538 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,055 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 41,593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | FOUR EVER LIFE INS CO. | 1,735 | $22.6M |
| Dental(7 contracts, 5 carriers) | AETNA LIFE INSURANCE CO. | 45,105 | $36.9M |
| Vision(3 contracts, 2 carriers) | VISION SERVICE PLAN | 33,485 | $5.6M |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 72,169 | $17.9M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 500 | $133K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 22,069 | $10.5M |
| Prescription drug(7 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,564 | $15.0M |
| Other(3 contracts, 3 carriers) | ACE AMERICAN INSURANCE COMPANY | 84,083 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 84,083 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.