| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC. | PO BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC. | $31K | $600 | $32K | 4.07% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC. | 1120 MAIN STREET BENTON, KY 42025 | DELTA DENTAL OF KENTUCKY | $2K | $0 | $2K | 6.51% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC. | PO BOX 51 FRANKLIN, KY 42135 | AMERICAN UNITED LIFE INSURANCE COMPANY | $5K | $2K | $6K | 20.01% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC. | PO BOX 51 FRANKLIN, KY 42135 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $131 | $1K | 6.33% |
| TED BENNETT3 | 1830 DESTINY LANE BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $616 | $164 | $780 | 3.90% |
| MARYANNE ANDERSON3 | 1014 EDGEFIELD WAY BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $354 | $0 | $354 | 1.77% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH S. GOLDEN | 1830 DESTINY LANE BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $217 | $34 | $251 | 1.26% |
| SUZANNE BRATTON TUCKER3 Filed as: SUZANNE B. TUCKER AND OTHER AGENTS | PO BOX 22518 LEXINGTON, KY 40522 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $106 | $0 | $106 | 0.53% |
| FRANKIE GLEE WILLIAMS3 | 186 CHAMBERS DRIVE BOWLING GREEN, KY 42103 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $62 | $7 | $69 | 0.35% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES M. BENNETT | PO BOX 573 FRANKFORT, KY 40602 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $62 | $0 | $62 | 0.31% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC. | PO BOX 51 FRANKLIN, KY 42135 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $722 | $66 | $788 | 4.53% |
| TED BENNETT3 | 1830 DESTINY LANE BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $624 | $113 | $737 | 4.24% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH S. GOLDEN | 1830 DESTINY LANE BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $195 | $16 | $211 | 1.21% |
| MARYANNE ANDERSON3 | 1014 EDGEFIELD WAY BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $194 | $0 | $194 | 1.12% |
| RTR AL CORP3 Filed as: RTR AL CORP AND OTHER AGENTS | 100 PROMENADE COURT LOUISVILLE, KY 40223 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $104 | $1 | $105 | 0.60% |
| SUZANNE BRATTON TUCKER3 | PO BOX 22518 LEXINGTON, KY 40522 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $39 | $0 | $39 | 0.22% |
| JEFFREY WANN3 | 513 EAST EAGLE PASS ROAD ELIZABETHTOWN, KY 42701 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $31 | $0 | $31 | 0.18% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC. | PO BOX 427 BENTON, KY 42025 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $894 | $0 | $894 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 207 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 99 | $779K |
| Dental | DELTA DENTAL OF KENTUCKY | 146 | $37K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 151 | $9K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 207 | $30K |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 99 | $779K |
| Other(4 contracts, 3 carriers) | HUMANA HEALTH PLAN, INC. | 207 | $846K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 207 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.