Welfare broker

RTR AL CORP

Mailing address (most recent filing)

100 PROMENADE COURT

LOUISVILLE, KY 40223

Total comp: $16K
Commissions: $16K
Fees: $468
Filings: 18
Sponsors: 18

Carrier mix

Where RTR AL CORP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$150K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	1	$150K	0.0%	19.44x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RTR AL CORP's plans by broker comp / premium ratio. Median 16.13% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of RTR AL CORP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RTR AL CORP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ZOELLER COMPANY ZOELLER COMPANY ACCIDENT, CRITICAL ILLNESS, AND HOSPITAL INDEMNITY INSURANCE	KY	$150K	$24K	COLONIAL LIFE & ACCIDENT INSURANCE COMPANY