| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE ROBBI DAVIS AGENCY3 | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AR 722052181 | ARKANSAS BLUE CROSS AND BLUE SHEILD | — | $37K | $37K | 2.49% |
| THE ROBBI DAVIS AGENCY3 | P.O. BOX 21520 LITTLE ROCK, AR 72221 | USABLE LIFE | $9K | — | $9K | 13.38% |
| KAYLA PROPPS3 | 130 HEMSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $3K | — | $3K | 4.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES | 2850 GOLD RD ROLLING MEADOWS, IL 60008 | USABLE LIFE | $739 | — | $739 | 1.04% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELL, AR 72113 | USABLE LIFE | $376 | — | $376 | 0.53% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD FAYETTEVILLE, AR 72703 | USABLE LIFE | $308 | — | $308 | 0.43% |
| THE ROBBI DAVIS AGENCY3 | 10201 W MARKHAM SUITE 217 LITTLE ROCK, AR 72205 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| THE ROBBI DAVIS AGENCY3 | 10201 W MARKHAM SUITE 217 LITTLE ROCK, AR 72205 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS AND BLUE SHEILD | 189 | $1.5M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 202 | $61K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 167 | $15K |
| Life insurance | USABLE LIFE | 408 | $71K |
| Prescription drug | ARKANSAS BLUE CROSS AND BLUE SHEILD | 189 | $1.5M |
| Other | USABLE LIFE | 408 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 408 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.