| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE ROBBI DAVIS AGENCY3 | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AR 722052181 | UNITEDHEALTH INSURANCE COMPANY | — | $41K | $41K | 2.85% |
| THE ROBBI DAVIS AGENCY3 | P.O. BOX 21520 LITTLE ROCK, AR 72221 | USABLE LIFE | $10K | $1K | $11K | 15.69% |
| KAYLA PROPPS3 | 130 HEMSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $3K | $6 | $3K | 4.81% |
| JERRY DUNCAN3 | 516 EAST MILLSAP RD FAYETTEVILLE, AR 72703 | USABLE LIFE | $513 | $1 | $514 | 0.75% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELL, AR 72113 | USABLE LIFE | $145 | — | $145 | 0.21% |
| THE ROBBI DAVIS AGENCY3 | 10201 W MARKHAM SUITE 217 LITTLE ROCK, AR 72205 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| THE ROBBI DAVIS AGENCY3 | 10201 W MARKHAM SUITE 217 LITTLE ROCK, AR 72205 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTH INSURANCE COMPANY | 211 | $1.4M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 213 | $67K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 170 | $16K |
| Life insurance | USABLE LIFE | 142 | $68K |
| Other | USABLE LIFE | 142 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.