| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREEN & HALLIBURTON INC3 | 521 BARRET AVE LOUISVILLE, KY 40204 | STANDARD INSURANCE COMPANY | $15K | $730 | $16K | 15.69% |
| GREEN & HALLIBURTON INC3 | 521 BARRET AVE LOUISVILLE, KY 40204 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 5.88% |
| GREEN & HALLIBURTON INC3 | 521 BARRET AVE LOUISVILLE, KY 40204 | STANDARD INSURANCE COMPANY | $6K | $289 | $6K | 15.70% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN & ASSOCIATES INC | 521 BARRET AVE LOUISVILLE, KY 40204 | ALLSTATE BENEFITS | $6K | — | $6K | 28.06% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN & ASSOCIATES | 521 BARRET AVE LOUISVILLE, KY 40204 | ALLSTATE BENEFITS | $7K | $0 | $7K | 56.92% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN & ASSOCIATES INC | 521 BARRET AVE LOUISVILLE, KY 40204 | ALLSTATE BENEFITS | $5K | $0 | $5K | 50.41% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS OF KENTUCKY EIN 61-1237516 | Claims processing; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | 3075 VANDERCAR WAY CINCINNATI, OH 45209 | $115K |
| GREEN & HALLIBURTON INC EIN 61-1246222 INSURANCE BROKER | Other commissions; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 521 BARRET AVE LOUISVILLE, KY 40204 | $38K |
| INGENIORX | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Float revenue Service code 12 | — | $29K |
| ANTHEM HEALTH PLANS OF KENTUCKY INC | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $28K |
| EXPRESS SCRIPTS INC EIN 31-1714795 | Claims processing; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $0 |
| INGENIORX INC EIN 83-3062245 | Float revenue; Claims processing; Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | -$16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 283 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 283 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY | 281 | $236K |
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY | 281 | $236K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY | 281 | $236K |
| Life insurance | STANDARD INSURANCE COMPANY | 289 | $101K |
| Short-term disability | STANDARD INSURANCE COMPANY | 149 | $51K |
| Long-term disability | STANDARD INSURANCE COMPANY | 262 | $39K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF KENTUCKY | 281 | $236K |
| Other(3 contracts) | ALLSTATE BENEFITS | 57 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.