| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GIONIS & ASSOCIATES INC3 | 10923 COUNTRYWAY BLVD TAMPA, FL 33626 | BLUE CROSS BLUE SHIELD OF FLORIDA | $34K | — | $34K | 6.00% |
| GCD INSURANCE CONSULTANTS INC3 Filed as: GCD INSURANCE CONSULTANTS INC. | 10923 COUNTRYWAY BLVD. TAMPA, FL 33626 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 14.95% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $350 | $350 | 4.98% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMNSTRS INC. | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $350 | $350 | 4.98% |
| MICHAEL BOTELLO3 | 310 TRUMAN AVENUE LEHIGH ACRES, FL 33936 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $629 | — | $629 | 9.32% |
| GDC INSURANCE CONSULTANTS INC3 | 10923 COUNTRY WAY BLVD TAMPA, FL 33626 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $401 | — | $401 | 5.94% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT AVENUE | 1724 EAST 5TH AVENUE TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $264 | — | $264 | 3.91% |
| BENEFITS WITH FRIENDS3 | 9113 79TH AVENUE SEMINOLE, FL 33777 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 1.32% |
| GREG L BENJAMIN3 Filed as: GREG BENJAMIN | 3118 GULF TO BAY BLVD. SUITE 105 CLEARWATER, FL 33759 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $39 | — | $39 | 0.58% |
| CASE BENEFIT CONSULTANTS3 Filed as: CASE BENEFIT CONSULTANTS, LLC | 4760 TAMIAMI TRAIL N #25 NAPLES, FL 34103 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | — | $33 | 0.49% |
| WORKPLACE EMPLOYEE BNFT SVCS3 Filed as: WORKPLACE EMPLOYEE BENEFIT SVCS | 1240 W MARKET STREET LIMA, OH 45802 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 0.40% |
| SARA BENJAMIN3 | 3118 GULF TO BAY BLVD. SUITE 105 CLEARWATER, FL 33759 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.36% |
| DAVID MCGUCKIN3 | 622 CENTER STREET HURON, OH 44839 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $19 | — | $19 | 0.28% |
| RANDY BARTLEIN3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| GCD INSURANCE CONSULTANTS INC3 Filed as: GCD INSURANCE CONSULTANTS, INC | 10923 COUNTRYWAY BLVD TAMPA, FL 33626 | THE LINCOLN LIFE INSURANCE COMPANY | $935 | — | $935 | 14.96% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN LIFE INSURANCE COMPANY | — | $312 | $312 | 4.99% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BNFT ADMNSTERS INC | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN LIFE INSURANCE COMPANY | — | $311 | $311 | 4.98% |
| GCD INSURANCE CONSULTANTS INC3 Filed as: GCD INSURANCE CONSULTANTS | 10923 COUNTRYWAY BLVD. TAMPA, FL 33626 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $922 | — | $922 | 14.99% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $307 | $307 | 4.99% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMNSTRS INC. | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $306 | $306 | 4.98% |
| GCD INSURANCE CONSULTANTS INC3 Filed as: GCD INSURANCE CONSULTANTS INC. | 10923 COUNTRYWAY BLVD. TAMPA, FL 33626 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $640 | — | $640 | 14.98% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $213 | $213 | 4.98% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMNSTRS INC. | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $213 | $213 | 4.98% |
| MARK S METTILLE3 | 107 CANDLELIGHT LANE MORRIS, IL 60450 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | — |
| UNITED BENEFIT ADVISORS OF FLORIDA3 | 9432 BAYMEADOWS ROAD SUITE 260 JACKSONVILLE, FL 32256 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | — |
| UNITED BENEFIT ADVISORS OF FLORIDA3 | 10923 COUNTRYWAY BLVD TAMPA, FL 33626 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $993 | — | $993 | — |
| ALLIANCE FINANCIAL GROUP3 | 14021 METROPOLIS AVENUE FORT MYERS, FL 33912 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | -$3 | — | -$3 | — |
| CASE BENEFIT CONSULTANTS3 | 4760 TAMIAMI TRAIL N SUITE 25 NAPLES, FL 34103 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | -$234 | — | -$234 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 116 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 74 | $558K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 49 | $0 |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 49 | $0 |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 116 | $10K |
| Short-term disability | THE LINCOLN LIFE INSURANCE COMPANY | 20 | $6K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 118 | $7K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 74 | $558K |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 116 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.