Welfare broker

GCD INSURANCE CONSULTANTS INC

Mailing address (most recent filing)

4200 WEST CYPRESS STREET, SUITE 800

TAMPA, FL 33607

Total comp: $466K
Commissions: $372K
Fees: $94K
Filings: 15
Sponsors: 15

Carrier mix

Where GCD INSURANCE CONSULTANTS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	3	$3.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	3	$3.7M	0.1%	25.39x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GCD INSURANCE CONSULTANTS INC's plans by broker comp / premium ratio. Median 7.95% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of GCD INSURANCE CONSULTANTS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where GCD INSURANCE CONSULTANTS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LUKOS, LLC LUKOS, LLC WELFARE BENEFITS PLAN	FL	$1.4M	$151K	UNITEDHEALTHCARE INSURANCE COMPANY
INTERNATIONAL SHIP REPAIR & MARINE SERVICES, INC. INTERNATIONAL SHIP REPAIR & MARINE SERVICES, INC. EMPLOYEE BENEFITS PLAN	FL	$1.5M	$119K	UNITEDHEALTHCARE INSURANCE COMPANY
CHECKMATE PIZZA CHECKMATE PIZZA WELFARE BENEFIT PLAN	FL	$766K	$51K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$3.7M

100.0%

State

Plans

Premium

State share

Index

$3.7M

0.1%

25.39x

Sponsor

Loc

Premium

Comp

Carrier

LUKOS, LLC

LUKOS, LLC WELFARE BENEFITS PLAN

$1.4M

$151K

UNITEDHEALTHCARE INSURANCE COMPANY

INTERNATIONAL SHIP REPAIR & MARINE SERVICES, INC.

INTERNATIONAL SHIP REPAIR & MARINE SERVICES, INC. EMPLOYEE BENEFITS PLAN

$1.5M

$119K

UNITEDHEALTHCARE INSURANCE COMPANY

CHECKMATE PIZZA

CHECKMATE PIZZA WELFARE BENEFIT PLAN

$766K

$51K

UNITEDHEALTHCARE INSURANCE COMPANY