| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT INC | 3626 TAMIAMI TRAIL PORT CHARLOTTE, FL 33952 | SRC AN AETNA COMPANY | $11K | — | $11K | 11.24% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT, INC. | 3626 TAMIAMI TRAIL PORT CHARLOTTE, FL 339528243 | AMERITAS LIFE INSURANCE CORP. | $8K | — | $8K | 10.00% |
| MICHAEL ALAN PHILLIPS3 Filed as: MICHAEL PHILLIPS | 703 N LAKE STREET CRESCENT CITY, FL 321122213 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 2.49% |
| TIMOTHY MURNO3 Filed as: TIMOTHY JOHN MURNO | 185 N WATERWAY DR NW PORT CHARLOTTE, FL 339527946 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 6.38% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT INC | 3626 TAMIAMI TRAIL PORT CHARLOTTE, FL 339528243 | UNITED HEALTHCARE INSURANCE COMPANY | $735 | — | $735 | 1.36% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE FLORIDA | 6750 N ANDREWS AVE STE 125 FORT LAUDERDALE, FL 333092148 | UNITED HEALTHCARE INSURANCE COMPANY | $672 | — | $672 | 1.24% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE FLORIDA | 6750 N ANDREWS AVE STE 125 FORT LAUDERDALE, FL 333092148 | UNITED HEALTHCARE INSURANCE COMPANY | $258 | — | $258 | 0.63% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT | 3626 TAMIAMI TRAIL PORT CHARLOTTE, FL 339528243 | UNITED HEALTHCARE INSURANCE COMPANY | $130 | — | $130 | 0.32% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT, INC. | 3626 TAMIAMI TRAIL PORT CHARLOTTE, FL 339528243 | UNITED HEALTHCARE INSURANCE COMPANY | $108 | — | $108 | 0.36% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE FLORIDA | 6750 N ANDREWS AVE STE 125 FORT LAUDERDALE, FL 333092148 | UNITED HEALTHCARE INSURANCE COMPANY | $129 | — | $129 | 0.68% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT, INC. | 3626 TAMIAMI TRAIL PORT CHARLOTTE, FL 339528243 | UNITED HEALTHCARE INSURANCE COMPANY | $65 | — | $65 | 0.34% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT INC. | 128 W CHARLOTTE AVE PUNTA GORDA, FL 33950 | ALSTATE | $2K | — | $2K | 39.63% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT INC | 128 W CHARLOTTE AVE PUNTA GORDA, FL 33950 | ALLSTATE | $922 | — | $922 | 27.71% |
| RON PATTERSON3 | 34194 AURORA ROAD #272 SOLON, OH 44139 | ALLSTATE | $922 | — | $922 | 27.71% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT INC | 128 W CHARLOTTE AVE PUNTA GORDA, FL 33950 | ALLSTATE | $144 | — | $144 | 23.45% |
| RON PATTERSON3 | 34194 AURORA ROAD #272 SOLON, OH 44139 | ALLSTATE | $144 | — | $144 | 23.45% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: INTEGRITY RISK MANAGEMENT INC | 128 W CHARLOTTE AVE PUNTA GORDA, FL 33950 | ALLSTATE | $9 | — | $9 | 9.68% |
| RON PATTERSON3 | 34194 AURORA ROAD #272 SOLON, OH 44139 | ALLSTATE | $9 | — | $9 | 9.68% |
| INSURANCE CONSULTANTS OF CENTRAL FL3 | 227 S ORLANDO AVE STE 1A WINTER PARK, FL 327893682 | UNITED HEALTHCARE INSURANCE COMPANY | $9 | — | $9 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 576 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 576 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 4 carriers) | SRC AN AETNA COMPANY | 11 | $248K |
| Dental(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP. | 527 | $139K |
| Vision(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP. | 527 | $139K |
| Life insurance(4 contracts, 3 carriers) | SRC AN AETNA COMPANY | 8 | $104K |
| Other | SRC AN AETNA COMPANY | 5 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 527 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.