| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RODNEY RICH & COMPANY3 | 300 N TARRAGONA ST PENSACOLA, FL 325014859 | BLUE CROWW BLUE SHEILD OF FLORIDA | $34K | — | $34K | 4.00% |
| KATHIE NOLAN JEFFCOAT3 Filed as: KATHIE JEFFCOAT | 300 N. TARRAGONA ST PENSACOLA, FL 32501 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $24K | — | $24K | 3.45% |
| RODNEY L RICH CO INC3 Filed as: RODNEY L RICH & COMPANY INC | 300 N TARRAGONA ST PENSACOLA, FL 32501 | PRINCIPAL LIFE | $7K | $3K | $10K | 5.66% |
| RODNEY L RICH CO INC3 Filed as: RODNEY L RICH & COMPANY INC | 300 N TARRAGONA ST PENSACOLA, FL 32501 | PRINCIPAL LIFE | $4K | — | $4K | 9.84% |
| RODNEY L RICH CO INC3 Filed as: RODNEY L RICH & COMPANY INC | 300 N TARRAGONA ST PENSACOLA, FL 32501 | PRINCIPAL LIFE | $2K | — | $2K | 6.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 635 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 636 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROWW BLUE SHEILD OF FLORIDA | 522 | $1.6M |
| Dental | PRINCIPAL LIFE | 650 | $184K |
| Life insurance(2 contracts) | PRINCIPAL LIFE | 650 | $230K |
| Short-term disability | PRINCIPAL LIFE | 133 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 650 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.