| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BEVCAP MANAGEMENT LLC3 | 120 W VIRGINIA ST, STE 200 MCKINNEY, TX 75069 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | $3K | $16K | 15.32% |
| REBEKAH FUSSELL3 | 11007 CREIGHTON DRIVE ORLANDO, FL 32817 | AFLAC | $3K | — | $3K | 8.66% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET SUITE 200 MCKINNEY, TX 75069 | AFLAC | $2K | — | $2K | 5.94% |
| MEGAN MARIE MCCARRELL3 | 2360 W COUNTY ROAD 44 EUSTIS, FL 32726 | AFLAC | $2K | — | $2K | 4.70% |
| TEAM WEISS AND ASSOC LLC3 | P.O. BOX 149505 ORLANDO, FL 32814 | AFLAC | $940 | — | $940 | 2.70% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $195 | — | $195 | 0.56% |
| BARRY BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $127 | — | $127 | 0.37% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES INC. | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $101 | — | $101 | 0.29% |
| FAIRWINDS CREDIT UNION3 | 3087 N ALAFAYA TRL ORLANDO, FL 32826 | AFLAC | $88 | — | $88 | 0.25% |
| DINAH JEWEL3 | 2004 ADAIR ST OCOEE, FL 34761 | AFLAC | $79 | — | $79 | 0.23% |
| NEENA W BEVERLY3 Filed as: NEENA BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $67 | — | $67 | 0.19% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR. | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $47 | — | $47 | 0.14% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $46 | — | $46 | 0.13% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST. SIMONS ISLAND, GA 31522 | AFLAC | $32 | — | $32 | 0.09% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $27 | — | $27 | 0.08% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES INC. | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $25 | — | $25 | 0.07% |
| GREGORY MICHAEL CRUICE3 Filed as: GREGORY WADE | 11960 REMSEN RD JACKSONVILLE, FL 32223 | AFLAC | $25 | — | $25 | 0.07% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 12751 NEW BRITTANY BLVD FORT MYERS, FL 33907 | AFLAC | $24 | — | $24 | 0.07% |
| J W GRIMES INC3 Filed as: J.W. GRIMES INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $23 | — | $23 | 0.07% |
| SHANNON SPRADLING3 | 7625 AGAWAM ROAD SEBASTIAN, FL 32976 | AFLAC | $21 | — | $21 | 0.06% |
| MKF & ASSOCIATES INC3 | 300 CAHABA PARK CIR STE 133 BIRMINGHAM, AL 35242 | AFLAC | $20 | — | $20 | 0.06% |
| J WEBER AND ASSOCIATES INC3 | 13313 FALCON POINTE DRIVE ORLANDO, FL 32837 | AFLAC | $13 | — | $13 | 0.04% |
| PATRICIA ANNE REILLY3 | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $9 | — | $9 | 0.03% |
| TANYA FORE3 | 712 FOSTER GROVE LOOP OVIEDO, FL 32765 | AFLAC | $9 | — | $9 | 0.03% |
| THE BINNACLE GROUP INC.3 | 1339 ORCHID AVE WINTER PARK, FL 32789 | AFLAC | $7 | — | $7 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 262 AUTUMN TRAIL WAY APT 202 WAVERLY HALL, GA 31831 | AFLAC | $4 | — | $4 | 0.01% |
| BRIAN ALLEN BASS3 | 320 KETCH ROAD SAINT CLOUD, FL 34771 | AFLAC | $3 | — | $3 | 0.01% |
| MARK C LEE3 Filed as: MARK LEE | 11500 COUNTY LINE ROAD MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.01% |
| JENNIE HAWKINS3 | 3216 MEDICI BLVD NEW SMYRNA BEACH, FL 32168 | AFLAC | $2 | — | $2 | 0.01% |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | AFLAC | $2 | — | $2 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.00% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $1 | — | $1 | 0.00% |
| RUBICON REGION LLC3 | 1862 KEYSTONE PLACE SCHAUMBURG, IL 60193 | AFLAC | $1 | — | $1 | 0.00% |
| NEENA W BEVERLY3 Filed as: NEENA WIT BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | — |
| BARRY BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | — |
| PATRICIA A HOLMES3 Filed as: PATRICIA HOLMES | 7001 142 AVE NORTH #150 LARGO, FL 33771 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | — |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | — |
| JASON TERRY3 | 4837 STATE ROUTE 40 ARGYLE, NY 12809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | — |
| DEANDRA J GOODSON3 | 8600 HIDDEN RIVER PKWY TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | — |
| MKF & ASSOCIATES INC3 | 156 TUSKAWILLA RD SUITE 3252 WINTER SPRINGS, FL 32708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | — |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | — |
| SHANNON SPRADLING3 | 1650 SAND LAKE RD SUITE 301D ORLANDO, FL 32809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | — |
| AIMEE BRANDON3 Filed as: AIMEE Z BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | — |
| REILLY & ASSOCIATES, INC.3 Filed as: REILLY & ASSOCIATES INC | 269 E LONG CREEK CV APT 705 LONGWOOD, FL 32750 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | — |
| ALLEN W. CALK3 Filed as: ALLEN W CALK | 5151 FLYNN PKWY SUITE 115 CORPUS CHRISTI, TX 78411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | — |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 225 S WATER ST SUITE I WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | — |
| DOUGLAS J SUCHECKI3 | 37648 OXFORD DR MURRIETA, CA 92562 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | — |
| DCB ADVISORS INC.3 Filed as: DCB ADVISORS INC | 3205 JERRY SMITH RD DOVER, FL 33527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
| BRIAN WHITE3 Filed as: BRIAN HANLEY | 506 CANTERBURY DRIVE LAGRANGE, GA 30241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 144 | $105K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 144 | $105K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 144 | $105K |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 144 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.