| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 850 CONCOURSE PKWY S STE 200 MAITLAND, FL 32751 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $46K | $50K | 4.50% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY RD #414 GREENSBORO, NC 27409 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $503 | $503 | 0.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 3605 GLENWOOD AVE MAITLAND OFFICE RALEIGH, NC 27612 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $778 | $3K | 14.28% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENWOOD AVE MAITLAND OFFICE RALEIGH, NC 27612 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $524 | $2K | 13.76% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 3605 GLENWOOD AVE MAITLAND OFFICE RALEIGH, NC 27612 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $496 | $2K | 14.21% |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES INC. | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $202 | $21 | $223 | 2.47% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $176 | — | $176 | 1.95% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 13515 BELL TOWER DR FORT MYERS, FL 33907 | AFLAC | $122 | — | $122 | 1.35% |
| J WEBER AND ASSOCIATES INC3 Filed as: J. WEBER AND ASSOCIATES INC. | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $102 | $16 | $118 | 1.31% |
| BARRY BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $88 | — | $88 | 0.98% |
| NEENA W BEVERLY3 Filed as: NEENA BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $82 | — | $82 | 0.91% |
| FAIRWINDS CREDIT UNION3 | 3087 N ALAFAYA TRL ORLANDO, FL 32826 | AFLAC | $80 | — | $80 | 0.89% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 11445 DRAKEWOOD CT JACKSONVILLE, FL 32223 | AFLAC | $74 | — | $74 | 0.82% |
| DH2 ENTERPRISES INC3 Filed as: DH2 ENTERPRISES INC. | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $58 | $6 | $64 | 0.71% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR. | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $53 | — | $53 | 0.59% |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $52 | — | $52 | 0.58% |
| J W GRIMES INC3 Filed as: J. W. GRIMES INC. | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $32 | — | $32 | 0.36% |
| DINAH JEWEL3 | 2004 ADAIR ST OCOEE, FL 34761 | AFLAC | $30 | — | $30 | 0.33% |
| BARRY BEVERLY3 Filed as: BARRY BEVERLY AND ASSOCIATES INC | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $29 | — | $29 | 0.32% |
| J WEBER AND ASSOCIATES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $28 | — | $28 | 0.31% |
| MKF & ASSOCIATES INC3 | 300 CAHABA PARK CIR STE 133 BIRMINGHAM, AL 35242 | AFLAC | $24 | — | $24 | 0.27% |
| GREGORY MICHAEL CRUICE3 Filed as: GREGORY WADE | 11960 REMSEN RD JACKSONVILLE, FL 32223 | AFLAC | $23 | — | $23 | 0.26% |
| TEAM WEISS AND ASSOC LLC3 | P.O. BOX 149505 ORLANDO, FL 32814 | AFLAC | $20 | — | $20 | 0.22% |
| SHANNON SPRADLING3 | 1875 CARROLL DR SAINT CLOUD, FL 34771 | AFLAC | $19 | — | $19 | 0.21% |
| VERA I CRUICE3 Filed as: VERA CRUICE | 7121 TARPON CT FLEMING ISLAND, FL 32003 | AFLAC | $15 | — | $15 | 0.17% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST. SIMONS ISLAND, GA 31522 | AFLAC | $12 | — | $12 | 0.13% |
| THE BINNACLE GROUP INC.3 | 1339 ORCHID AVE WINTER PARK, FL 32789 | AFLAC | $7 | — | $7 | 0.08% |
| TANYA FORE3 | 712 FOSTER GROVE LOOP OVIEDO, FL 32765 | AFLAC | $7 | — | $7 | 0.08% |
| PATRICIA ANNE REILLY3 | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $5 | — | $5 | 0.06% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ALMOND | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $3 | — | $3 | 0.03% |
| MARK C LEE3 Filed as: MARK LEE | 1444 S 17TH ST WILMINGTON, NC 28401 | AFLAC | $3 | — | $3 | 0.03% |
| JENNIE HAWKINS3 | 3930 S NOVA RD STE 201 PORT ORANGE, FL 32127 | AFLAC | $2 | — | $2 | 0.02% |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | AFLAC | $2 | — | $2 | 0.02% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ALMOND | 3964 JOURNEY CT CASSELBERRY, FL 32707 | AFLAC | $2 | — | $2 | 0.02% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 8168 CENTRAL PARK WAY N APT 202 MAPLE GROVE, MN 55369 | AFLAC | $1 | — | $1 | 0.01% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.01% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $1 | — | $1 | 0.01% |
| RUBICON REGION LLC3 | 3719 SW 74TH DR GAINESVILLE, FL 32608 | AFLAC | $1 | — | $1 | 0.01% |
| BERNARD FALCO3 | 657 SHADOWMOSS CIR LAKE MARY, FL 32746 | AFLAC | $1 | — | $1 | 0.01% |
| PATRICIA A HOLMES3 Filed as: PATRICIA A. HOLMES | 7001 142 AVE N #150 LARGO, FL 33771 | CONTINENTAL AMERICAN INSURANCE COMPANY | $528 | — | $528 | — |
| BARRY BEVERLY3 Filed as: BARRY C BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $284 | — | $284 | — |
| NEENA W BEVERLY3 Filed as: NEENA W. BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $233 | — | $233 | — |
| JOYCE WEBER ENTERPRISES INC3 Filed as: JOYCE WEBER ENTERPRISES, INC | 7802 KINGSPOINTE PKWY STE 208A ORLANDO, FL 32819 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | — | $103 | — |
| THE PERRY GROUP INC3 Filed as: THE PERRY GROUP INC. | 1650 SAND LAKE RD STE 201 D ORLANDO, FL 32809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $97 | — | $97 | — |
| ALLEN W. CALK3 | 5151 FLYNN PKWY STE 115 CORPUS CHRISTI, TX 78411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $76 | — | $76 | — |
| MICHAEL R REBER3 Filed as: MICHAEL R. REBER | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | — | $74 | — |
| JASON TERRY3 | 20105 HERON CROSSING DR TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | — |
| MKF & ASSOCIATES INC3 | 156 TUSKAWILA RD STE 2352 WINTER SPRINGS, FL 32708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | — |
| REILLY & ASSOCIATES, INC.3 | 269 E LONG CREEK CV LONGWOOD, FL 32750 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | — |
| SHANNON SPRADLING3 Filed as: SHANNON M. SPRADLING | 1650 SAND LAKE RD STE 201 D ORLANDO, FL 32809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | — |
| DH2 ENTERPRISES INC3 | 13313 FALCON POINT DR ORLANDO, FL 32837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | — |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 225 S WATER ST STE I WILMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS J. SUCHECKI | 37648 OXFORD DR MURRIETA, CA 92562 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | — |
| JENNIE MOORE HAWKINS3 Filed as: JENNIE M. HAWKINS | 3216 MEDICI BLVD NEW SMYRNA BEACH, FL 32168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | — |
| SARAH CADY3 | 123 STONE GABLE CIR WINTER SPRINGS, FL 32708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | — |
| LESLIE K KIMBROUGH3 Filed as: LESLIE K. KIMBROUGH | P. O. BOX 623557 OVIEDO, FL 32762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | — |
| RUBICON REGION LLC3 | 132 NW 76TH DR STE B GAINESVILLE, FL 32607 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
| DCB ADVISORS INC.3 | 3205 JERRY SMITH RD DOVER, FL 33527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
| DENA JORDAN3 Filed as: DENA L. JORDAN | 4116 LAKE UNDERHILL RD APT 208 ORLANDO, FL 32808 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 215 | $1.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 215 | $1.1M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $26K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 58 | $18K |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $21K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.