| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | DELTA DENTAL INSURANCE COMPANY | $15K | — | $15K | 10.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 250 INTERNATINAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $3K | $8K | 19.90% |
| HYLANT GROUP INC0 Filed as: HYLANT GROUP, INC. | 811 MADISON AVE TOLEDO, OH 436045684 | VISION SERVICE PLAN | $3K | — | $3K | 10.02% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | DELTA DENTAL INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 250 INTERNATINAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $672 | $2K | 20.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 338 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 338 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL INSURANCE COMPANY | 233 | $177K |
| Vision | VISION SERVICE PLAN | 250 | $29K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 240 | $50K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 240 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.