| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. LAKE MARY | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC. | $28K | $0 | $28K | 5.20% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $17K | $4K | $21K | 11.10% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP INC. LAKE MARY | 250 INTERNATIONAL PARKWAY SUITE 330 LAKE MARY, FL 32746 | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC. | $7K | $0 | $7K | 5.13% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVE TOLEDO, OH 436045684 | VISION SERVICE PLAN | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 309 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 309 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA HEALTH INSURANCE COMPANY OF FLORIDA, INC. | 77 | $665K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 309 | $190K |
| Vision | VISION SERVICE PLAN | 181 | $23K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 309 | $190K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 309 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 309 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.