| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS INC | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $2K | $0 | $2K | 0.17% |
| MARSH & MCLENNAN AGENCY LLC3 | 218 S US HIGHWAY 1 ST 3 TEQUESTA, FL 33469 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $46K | $238 | $46K | 11.81% |
| ENROLLMENT ALLIANCE LLC3 Filed as: ENROLLMENT ALLIANCE | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $19K | $0 | $19K | 5.00% |
| ELIZABETH TAPPER3 | 2300 RENAISSANCE BLVD KING OF PRUSSA, PA 19406 | CAPITAL HEALTH | $10K | $0 | $10K | 3.65% |
| JIM CAMPBELL3 | 2039 CENTRE POINTE BLVD STE203 TALLAHASSEE, FL 32317 | CAPITAL HEALTH | $2K | $0 | $2K | 0.74% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE STE 400 FORT LAUDERDALE, FL 33334 | STARMOUNT LIFE INSURANCE COMPANY | $8K | $624 | $9K | 10.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC HQ | 360 HAMILTON AVE STE 930 WHITE PLANES, NY 10601 | STARMOUNT LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 299 | $1.6M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 123 | $83K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $387K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $387K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $387K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $387K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $387K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.