| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS INC | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | AETNA LIFE INSURANCE COMPANY | $0 | $6K | $6K | 0.60% |
| COORDINATE PROGRAMS INC3 | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $27K | $1K | $28K | 12.14% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | $937 | $22K | 9.33% |
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS INC | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | STARMOUNT LIFE INSURANCE COMPANY | $5K | $807 | $6K | 8.03% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | STARMOUNT LIFE INSURANCE COMPANY | $2K | $162 | $2K | 3.38% |
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS INC. | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 11.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 4.08% |
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS INC | 3609 HENDRICKS AVE JACKSONVILLE, FL 32207 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $16K | $4K | $20K | 59.95% |
| COORDINATED PROGRAMS, INC3 Filed as: COORDINATED PROGRAMS INC | 3609 HENDRICSK AVE JACKSONVILLE, FL 32207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $339 | $17 | $356 | 11.84% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $168 | $8 | $176 | 5.85% |
| MARSH & MCLENNAN AGENCY LLC3 | 1000 CORPORATE DRIVE SUITE 400 FORT LAUDERDALE, FL 33334 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10 | $0 | $10 | 9.71% |
| ENROLLMENT ALLIANCE LLC3 | 1724 E 5TH AVE TAMPA, FL 33605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5 | $5 | 4.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 106 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 106 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 186 | $1.0M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 75 | $69K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 11 | $103 |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 106 | $235K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 106 | $265K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 106 | $232K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 106 | $300K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.